- Mikopo ya AAA Mkopo Usiozingatia AAA - Mkopo wa Jumbo(Kiasi kikubwa cha Mkopo) - Maelezo ya Utoaji wa AAA:

Muhtasari
Kiwango cha juu cha kiasi cha mkopo kuliko mikopo ya kawaida ya wakala.
Miaka 30 FRM/15 Miaka FRM/ 10/6 ARM kikomo cha mkopo cha salio la juu Jumbo halikubaliki.
Vikomo vya mkopo wa salio la juu la 7/6 ARM JUMBO inakubalika.
Maelezo
10/6 ARM
1) Dak. FICO 720;
2) Dak. Hifadhi ya miezi 12 kwa PITIA;
3) Upeo wa LTV 80%;
4) Kiwango cha juu cha Mkopo $3.0M;
5) Kiwango cha juu cha pesa taslimu $350,000;
6) Vitengo 1-4: Msingi;
7) Sehemu 1: Nyumba ya 2 na Mali ya Uwekezaji;
8) Nunua & R/T Refi & C/O Refi.
7/6 ARM
1) Dak. FICO 700;
2) Dak. Hifadhi ya miezi 6 kwenye PITIA;
3) Upeo wa LTV 89.99%;
4) Kiwango cha juu cha Mkopo $2.5M;
5) Kiwango cha juu cha pesa taslimu $750,000;
6) Kitengo 1 & 2 Uuit;
7) Mali ya Msingi na ya Pili;
8) Nunua & R/T Refi & C/O Refi.
Jumbo Loan ni nini?
Mkopo mkubwa ni aina ya ufadhili inayovuka mipaka iliyowekwa na Wakala wa Shirikisho wa Fedha za Nyumba na haiwezi kununuliwa, kudhaminiwa au kudhaminiwa na Fannie Mae au Freddie Mac. Ni lazima wamiliki wa nyumba wapitie mahitaji makali zaidi ya mkopo kuliko wale wanaoomba mkopo wa kawaida.Mikopo ya Jumbo hukuruhusu kununua mali ghali. Mkopo wa jumbo hauungwi mkono na Fannie Mae au Freddie Mac.
Jinsi ya kufafanua Mkopo wa Jumbo?
Mnamo 2022, FHFA itaboresha vikomo vya mkopo kwa aina zote za mkopo, haswa Mikopo ya Jumbo. Tafadhali rejelea chini ya vikomo vya mkopo vya 2022 huko California, ikiwa kiasi chako cha mkopo kinazidi $970,800, unafaa kwa mkopo wa Jumbo. Unaweza pia kutafuta vikomo vya mkopo vya 2022 katika kaunti zingine.
Vikomo vya Mikopo vya Kaunti ya California 2022:
| KAUNTI | 1-FAMILIA | 2-FAMILIA | 3-FAMILIA | 4-FAMILIA |
| ALAMEDA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| ALPINE | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| AMADOR | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| BUTTE | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| CALAVERAS | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| COLUSA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| DHIDI YA PWANI | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| KASKAZINI | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| DORADO | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| FRESNO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| GLENN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| HUMBOLDT | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| IMIRI | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| WEWE | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| KERN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| WAFALME | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| ZIWA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| HEBU | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| LOS ANGELES | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| MBAO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MAJINI | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| MARIPOSA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MENDOCINO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MERCED | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MODOC | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MONO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MONTEREY | $854,450 | $1,093,850 | $1,322,200 | $1,643,200 |
| NAPA | $897,000 | $1,148,350 | $1,388,050 | $1,725,050 |
| NEVADA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| RANGI YA MACHUNGWA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| PLACER | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| MANYOYA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| RIVERSIDE | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SACRAMENTO | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| Mtakatifu Benedict | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SAN BERNARDINO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SAN DIEGO | $879,750 | $1,126,250 | $1,361,350 | $1,691,850 |
| SAN FRANCISCO | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SAN JOAQUIN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SAN LUIS OBISPO | $805,000 | $1,030,550 | $1,245,700 | $1,548,100 |
| MTAKATIFU MATHAYO | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| MTAKATIFU BARBARA | $783,150 | $1,002,600 | $1,211,900 | $1,506,100 |
| SANTA CLARA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| MSALABA MTAKATIFU | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SHASTA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SIERRA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
Picha za maelezo ya bidhaa:
Mwongozo wa Bidhaa Husika:
Katika AAA LENDINGS, tunaamini katika kuwarudishia wateja wetu wanaothaminiwa. Ndiyo maana tunatoa mpango wa uaminifu unaokujaza kwa uaminifu wako na ushirikiano unaoendelea nasi. Mpango wetu wa uaminifu umeundwa ili kukufanya ujishughulishe na kuthaminiwa, ukitoa manufaa na punguzo la kipekee kwa wateja wetu wanaorejea. Kujitolea kwako kwa AAA LENDINGS kunatambuliwa na kutuzwa, na tunajitahidi kufanya nia yako ya kuendelea katika huduma zetu kuwa uzoefu wa kuthawabisha. - Mikopo ya AAA AAA Mkopo Usiozingatia - Mkopo wa Jumbo(Kiasi Kikubwa cha Mkopo) - Utoaji wa AAA , Bidhaa itasambaza kote ulimwenguni, kama vile: Muscat, Bangalore, London, Kutosheka kwa Wateja ndilo lengo letu la kwanza. Dhamira yetu ni kufuata ubora wa hali ya juu, na kufanya maendeleo ya kudumu. Tunakukaribisha kwa dhati kufanya maendeleo bega kwa bega nasi, na kujenga mustakabali mwema pamoja.
Na Lorraine kutoka Azerbaijan - 2018.09.21 11:44 Ubora wa bidhaa ni mzuri sana, haswa katika maelezo, inaweza kuonekana kuwa kampuni inafanya kazi kikamilifu kukidhi matakwa ya mteja, msambazaji mzuri.
Na Lisa kutoka Afghanistan - 2018.12.11 14:13 







