Muhtasari kamili wa Doc Jumbo
Full Doc JumboKiasi cha mkopo kinazidi kikomo cha mkopo unaolingana wa kawaida.
Kadiria:BONYEZA HAPA
Vivutio vya Mpango Kamili wa Doc Jumbo
Prime 30 Years Fasta & 10/6 ARM
1) Max.LTV 80% kwa ununuzi;Max.LTV 70% kwa C/O;
2) Upeo.Kiasi cha Mkopo $3.0M;
3) Dak.Hifadhi ya miezi 12 kwa PITIA;
4) Dak.FICO 720.
Imepanuliwa Miaka 30 Imerekebishwa
1) Mkopo Amt $400K~$4.0M
2) Kiwango cha juu cha DTI hadi 50%
Elite Jumbo (5/6 ARM, 7/6 ARM) * Mpango huu ni wa rejareja pekee.
Amana kwa Riba.Amana Zaidi, Kiwango cha Chini!
Amana ni kwa ajili ya CD ya miezi 12 (lazima iwekwe katika akaunti iliyoteuliwa na AAA).
Riba inatofautiana kulingana na tarehe ya ufunguzi.Kiwango kilikuwa 4.25% tarehe 12/08/2023.
Kiwango cha chini cha amana ni20%ya kiasi cha mkopo.
1) Max.Kiasi cha Mkopo $4.0M
2) Upeo.DTI 45%
3) Dak.FICO 700
BONYEZA HAPAili kupata vikomo vya LTV & FICO na maelezo zaidi juu ya Matrix.
Kipeperushi cha Jumbo
Habari na Video
Mikopo ya Wasomi wa Jumbo: Ambapo Anasa Hukutana Na Kumudu
Kupitia Mikopo Kamili ya Doc Jumbo: Mwongozo wa Ulimwengu Halisi kwa Wanunuzi walio na Alama za Chini za FICO➡Video
Kuongeza Uwekezaji wa Majengo kwa Mikopo Kamili ya Doc Jumbo: Angazia Condos zisizo za Wakala za Miaka 30 na Zisizo za Udhamini.➡Video
Kupitia Mikopo Kamili ya Doc Jumbo: Jukumu Muhimu la Kusimamia Malipo ya Kuchelewa kwa Rehani➡Video
Jumbo Loan ni nini?
Mkopo mkubwa ni aina ya ufadhili inayovuka mipaka iliyowekwa na Wakala wa Shirikisho wa Fedha za Nyumba na haiwezi kununuliwa, kudhaminiwa au kudhaminiwa na Fannie Mae au Freddie Mac.Wamiliki wa nyumba lazima wapitie mahitaji magumu zaidi ya mkopo kuliko wale wanaoomba mkopo wa kawaida.Mikopo ya Jumbo hukuruhusu kununua mali ghali.Mkopo wa jumbo hauungwi mkono na Fannie Mae au Freddie Mac.
Mnamo 2024, FHFA itaboresha vikomo vya mkopo kwa aina zote za mkopo, haswa Mikopo ya Jumbo.Tafadhali rejelea chini ya vikomo vya mkopo vya 2024 huko California.
Mipaka ya Mikopo ya 2024 katika Kaunti za California
| KAUNTI | 1-Kikomo cha Kitengo | 2-Kikomo cha Kitengo | 3-Kikomo cha Kitengo | 4-Kikomo cha Kitengo |
| ALAMEDA | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| ALPINE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| AMADOR | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BUTTE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CALAVERAS | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLUSA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CONTRA COSTA | $1,149,825 | $1,472,250 | $1,186,350 | $2,211,600 |
| DEL NORTE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| EL DORADO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FRESNO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GLENN | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HUMBOLDT | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| IMIRI | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| INYO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KERN | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WAFALME | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ZIWA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LASSEN | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LOS ANGELES | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| MADERA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MAJINI | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| MARIPOSA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MENDOCINO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MERCED | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MODOC | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONTEREY | $920,000 | $1,177,750 | $1,423,650 | $1,769,250 |
| NAPA | $1,017,750 | $1,302,900 | $1,574,900 | $1,957,250 |
| NEVADA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RANGI YA MACHUNGWA | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| PLACER | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PLUMAS | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RIVERSIDE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SACRAMENTO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SAN BENITO | $1,149,825 | $1,472,250 | $1,779,525c | $2,211,600 |
| SAN BERNARDINO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SAN DIEGO | $1,006,250 | $1,288,200 | $1,557,150 | $1,935,150 |
| SAN FRANCISCO | $1,149,825 | $1,472,250 | $1,779,525 | $1,867,275 |
| SAN JOAQUIN | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SAN LUIS OBISPO | $929,200 | $1,189,550 | $1,437,900 | $1,786,950 |
| SAN MATEO | $1,149,825 | $1,394,775 | $1,779,525 | $2,211,600 |
| SANTA BARBARA | $838,350 | $1,073,250 | $1,297,300 | $1,612,250 |
| SANTA CLARA | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| SANTA CRUZ | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| SHASTA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SIERRA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SISKIYOU | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SOLANO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SONOMA | $877,450 | $1,123,300 | $1,357,800 | $1,687,450 |
| STANISLAUS | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SUTTER | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TEHAMA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| UTATU | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TULARE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TUOLUMNE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| VENTURA | $954,500 | $1,221,950 | $1,477,050 | $1,835,600 |
| YOLO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| YUBA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
