Jumla - Mikopo ya AAA AAA Mkopo Usiozingatia - Mkopo wa Jumbo(Kiasi Kikubwa cha Mkopo) - AAA Wakopeshaji na mwekezaji

Maelezo ya Bidhaa

Ndoto ya umiliki wa nyumba sio tu kwa wanunuzi wa jadi wa nyumbani. Katika AAA LENDINGS, tuna programu maalum za kuhudumia wakopaji wasio wa kawaida. Ikiwa umeajiriwa, una mapato yanayobadilika-badilika, au unakabiliwa na hali ya kipekee ya kifedha, chaguo zetu za mkopo zinaweza kuvutia maslahi yako. Tunakumbatia utofauti wa wakopaji na kutafuta kwa dhati masuluhisho ya kiubunifu ya kukopesha, kuhakikisha kwamba safari yako ya umiliki wa nyumba inaendelea kuwa ya kufurahisha, bila kujali hali yako ya kifedha.Wakopeshaji wa Juu wa Rehani wa Zillow,Mkopeshaji wa Rehani ya Nyumba,Kiwango cha chini cha Rehani, Tunaelewa kwamba kustahili mikopo kunaweza kuwa jambo la wasiwasi kwa wakopaji wengi. Ndiyo maana tunatoa huduma za ushauri nasaha ili kukusaidia kuboresha alama yako ya mkopo na kupata masharti bora ya mkopo. Kwa kutoa maarifa muhimu na mwongozo ulioboreshwa, tunalenga kuwashirikisha wakopaji ambao hapo awali wanaweza kukosa uhakika kuhusu kustahiki kwao. Tuko hapa ili kukuwezesha kudhibiti mustakabali wako wa kifedha.

- Mikopo ya AAA Mkopo Usiozingatia AAA - Mkopo wa Jumbo(Kiasi kikubwa cha Mkopo) - Maelezo ya Utoaji wa AAA:

Haina jina-7

Muhtasari

Kiwango cha juu cha kiasi cha mkopo kuliko mikopo ya kawaida ya wakala.

Maelezo

1) Kiwango cha juu cha DTI 43%;
2) Hadi Kiasi cha Mkopo cha $2M;
3) Hadi 80% Max LTV;
4) marejesho ya ushuru ya miaka 2 inahitajika;
5) Hakuna MI (Bima ya Rehani);
6) alama za mkopo 720 au zaidi;
7) akiba ya miezi 12 au zaidi;
8) SFRs, 2-4 Units, PUDs，Condos;
9) Bidhaa zisizo za AUS.

Jumbo Loan ni nini?

Mkopo mkubwa ni aina ya ufadhili inayovuka mipaka iliyowekwa na Wakala wa Shirikisho wa Fedha za Nyumba na haiwezi kununuliwa, kudhaminiwa au kudhaminiwa na Fannie Mae au Freddie Mac. Ni lazima wamiliki wa nyumba wapitie mahitaji makali zaidi ya mkopo kuliko wale wanaoomba mkopo wa kawaida.Mikopo ya Jumbo hukuruhusu kununua mali ghali. Mkopo wa jumbo hauungwi mkono na Fannie Mae au Freddie Mac.

Jinsi ya kufafanua Mkopo wa Jumbo?

Mnamo 2022, FHFA itaboresha vikomo vya mkopo kwa aina zote za mkopo, haswa Mikopo ya Jumbo. Tafadhali rejelea chini ya vikomo vya mkopo vya 2022 huko California, ikiwa kiasi chako cha mkopo kinazidi $970,800, unafaa kwa mkopo wa Jumbo. Unaweza pia kutafuta vikomo vya mkopo vya 2022 katika kaunti zingine.

Vikomo vya Mikopo vya Kaunti ya California 2022:

KAUNTI	1-FAMILIA	2-FAMILIA	3-FAMILIA	4-FAMILIA
ALAMEDA	$970,800	$1,243,050	$1,502,475	$1,867,275
ALPINE	$647,200	$828,700	$1,001,650	$1,244,850
AMADOR	$647,200	$828,700	$1,001,650	$1,244,850
BUTTE	$647,200	$828,700	$1,001,650	$1,244,850
CALAVERAS	$647,200	$828,700	$1,001,650	$1,244,850
COLUSA	$647,200	$828,700	$1,001,650	$1,244,850
DHIDI YA PWANI	$970,800	$1,243,050	$1,502,475	$1,867,275
KASKAZINI	$647,200	$828,700	$1,001,650	$1,244,850
DORADO	$675,050	$864,200	$1,044,600	$1,298,200
FRESNO	$647,200	$828,700	$1,001,650	$1,244,850
GLENN	$647,200	$828,700	$1,001,650	$1,244,850
HUMBOLDT	$647,200	$828,700	$1,001,650	$1,244,850
IMIRI	$647,200	$828,700	$1,001,650	$1,244,850
WEWE	$647,200	$828,700	$1,001,650	$1,244,850
KERN	$647,200	$828,700	$1,001,650	$1,244,850
WAFALME	$647,200	$828,700	$1,001,650	$1,244,850
ZIWA	$647,200	$828,700	$1,001,650	$1,244,850
HEBU	$647,200	$828,700	$1,001,650	$1,244,850
LOS ANGELES	$970,800	$1,243,050	$1,502,475	$1,867,275
MBAO	$647,200	$828,700	$1,001,650	$1,244,850
MAJINI	$970,800	$1,243,050	$1,502,475	$1,867,275
MARIPOSA	$647,200	$828,700	$1,001,650	$1,244,850
MENDOCINO	$647,200	$828,700	$1,001,650	$1,244,850
MERCED	$647,200	$828,700	$1,001,650	$1,244,850
MODOC	$647,200	$828,700	$1,001,650	$1,244,850
MONO	$647,200	$828,700	$1,001,650	$1,244,850
MONTEREY	$854,450	$1,093,850	$1,322,200	$1,643,200
NAPA	$897,000	$1,148,350	$1,388,050	$1,725,050
NEVADA	$647,200	$828,700	$1,001,650	$1,244,850
RANGI YA MACHUNGWA	$970,800	$1,243,050	$1,502,475	$1,867,275
PLACER	$675,050	$864,200	$1,044,600	$1,298,200
MANYOYA	$647,200	$828,700	$1,001,650	$1,244,850
RIVERSIDE	$647,200	$828,700	$1,001,650	$1,244,850
SACRAMENTO	$675,050	$864,200	$1,044,600	$1,298,200
Mtakatifu Benedict	$970,800	$1,243,050	$1,502,475	$1,867,275
SAN BERNARDINO	$647,200	$828,700	$1,001,650	$1,244,850
SAN DIEGO	$879,750	$1,126,250	$1,361,350	$1,691,850
SAN FRANCISCO	$970,800	$1,243,050	$1,502,475	$1,867,275
SAN JOAQUIN	$647,200	$828,700	$1,001,650	$1,244,850
SAN LUIS OBISPO	$805,000	$1,030,550	$1,245,700	$1,548,100
MTAKATIFU MATHAYO	$970,800	$1,243,050	$1,502,475	$1,867,275
MTAKATIFU BARBARA	$783,150	$1,002,600	$1,211,900	$1,506,100
SANTA CLARA	$970,800	$1,243,050	$1,502,475	$1,867,275
MSALABA MTAKATIFU	$970,800	$1,243,050	$1,502,475	$1,867,275
SHASTA	$647,200	$828,700	$1,001,650	$1,244,850
SIERRA	$647,200	$828,700	$1,001,650	$1,244,850

Picha za maelezo ya bidhaa:

Mwongozo wa Bidhaa Husika:

Kuangazia mandhari ya rehani kunaweza kuwa ngumu, lakini AAA LENDINGS hurahisisha mchakato, na kuifanya ihusishe na isiwe na mafadhaiko. Tunatoa mfumo wazi na mafupi wa ukusanyaji wa hati, unaokuwezesha kupakia kwa urahisi makaratasi yanayohitajika mtandaoni. Tunafahamu vyema kwamba wakati wako ni wa thamani, na kwa kufanya mchakato kuwa laini, tunakuweka ukiwa na shughuli nyingi na udhibiti wa safari yako ya rehani. – Mikopo ya AAA AAA Mkopo Usiofuatana – Mkopo wa Jumbo(Kiasi Kikubwa cha Mkopo) – Ukopeshaji wa AAA , Bidhaa hiyo itasambaza kote ulimwenguni, kama vile: Makedonia, luzern, Ureno, Kukiwa na bidhaa na suluhisho nyingi zaidi za Kichina duniani kote, biashara yetu ya kimataifa inaendelea kwa kasi na viashiria vya kiuchumi ongezeko kubwa mwaka baada ya mwaka. Tuna imani ya kutosha kukupa suluhu na huduma bora zaidi, kwa sababu tumekuwa na nguvu zaidi na zaidi, wataalamu na uzoefu katika nchi na kimataifa.

-AAA Mikopo

Tumeshirikiana na kampuni hii kwa miaka mingi, kampuni daima inahakikisha utoaji kwa wakati, ubora mzuri na nambari sahihi, sisi ni washirika wazuri.
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