- Mikopo ya AAA Mkopo Usiozingatia AAA - Mkopo wa Jumbo(Kiasi kikubwa cha Mkopo) - Maelezo ya Utoaji wa AAA:

Muhtasari
Kiwango cha juu cha kiasi cha mkopo kuliko mikopo ya kawaida ya wakala.
Miaka 30 FRM/15 Miaka FRM/ 10/6 ARM kikomo cha mkopo cha salio la juu Jumbo halikubaliki.
Vikomo vya mkopo wa salio la juu la 7/6 ARM JUMBO inakubalika.
Maelezo
10/6 ARM
1) Dak. FICO 720;
2) Dak. Hifadhi ya miezi 12 kwa PITIA;
3) Upeo wa LTV 80%;
4) Kiwango cha juu cha Mkopo $3.0M;
5) Kiwango cha juu cha pesa taslimu $350,000;
6) Vitengo 1-4: Msingi;
7) Sehemu 1: Nyumba ya 2 na Mali ya Uwekezaji;
8) Nunua & R/T Refi & C/O Refi.
7/6 ARM
1) Dak. FICO 700;
2) Dak. Hifadhi ya miezi 6 kwenye PITIA;
3) Upeo wa LTV 89.99%;
4) Kiwango cha juu cha Mkopo $2.5M;
5) Kiwango cha juu cha pesa taslimu $750,000;
6) Kitengo 1 & 2 Uuit;
7) Mali ya Msingi na ya Pili;
8) Nunua & R/T Refi & C/O Refi.
Jumbo Loan ni nini?
Mkopo mkubwa ni aina ya ufadhili inayovuka mipaka iliyowekwa na Wakala wa Shirikisho wa Fedha za Nyumba na haiwezi kununuliwa, kudhaminiwa au kudhaminiwa na Fannie Mae au Freddie Mac. Ni lazima wamiliki wa nyumba wapitie mahitaji makali zaidi ya mkopo kuliko wale wanaoomba mkopo wa kawaida.Mikopo ya Jumbo hukuruhusu kununua mali ghali. Mkopo wa jumbo hauungwi mkono na Fannie Mae au Freddie Mac.
Jinsi ya kufafanua Mkopo wa Jumbo?
Mnamo 2022, FHFA itaboresha vikomo vya mkopo kwa aina zote za mkopo, haswa Mikopo ya Jumbo. Tafadhali rejelea chini ya vikomo vya mkopo vya 2022 huko California, ikiwa kiasi chako cha mkopo kinazidi $970,800, unafaa kwa mkopo wa Jumbo. Unaweza pia kutafuta vikomo vya mkopo vya 2022 katika kaunti zingine.
Vikomo vya Mikopo vya Kaunti ya California 2022:
| KAUNTI | 1-FAMILIA | 2-FAMILIA | 3-FAMILIA | 4-FAMILIA |
| ALAMEDA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| ALPINE | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| AMADOR | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| BUTTE | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| CALAVERAS | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| COLUSA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| DHIDI YA PWANI | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| KASKAZINI | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| DORADO | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| FRESNO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| GLENN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| HUMBOLDT | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| IMIRI | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| WEWE | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| KERN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| WAFALME | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| ZIWA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| HEBU | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| LOS ANGELES | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| MBAO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MAJINI | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| MARIPOSA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MENDOCINO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MERCED | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MODOC | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MONO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MONTEREY | $854,450 | $1,093,850 | $1,322,200 | $1,643,200 |
| NAPA | $897,000 | $1,148,350 | $1,388,050 | $1,725,050 |
| NEVADA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| RANGI YA MACHUNGWA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| PLACER | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| MANYOYA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| RIVERSIDE | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SACRAMENTO | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| Mtakatifu Benedict | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SAN BERNARDINO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SAN DIEGO | $879,750 | $1,126,250 | $1,361,350 | $1,691,850 |
| SAN FRANCISCO | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SAN JOAQUIN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SAN LUIS OBISPO | $805,000 | $1,030,550 | $1,245,700 | $1,548,100 |
| MTAKATIFU MATHAYO | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| MTAKATIFU BARBARA | $783,150 | $1,002,600 | $1,211,900 | $1,506,100 |
| SANTA CLARA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| MSALABA MTAKATIFU | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SHASTA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SIERRA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
Picha za maelezo ya bidhaa:
Mwongozo wa Bidhaa Husika:
Kwa wateja wetu wengi, rehani ni zaidi ya shughuli za kifedha; ni hatua muhimu ya maisha. Iwe wewe ni mnunuzi wa nyumba kwa mara ya kwanza au mwekezaji mwenye uzoefu wa mali isiyohamishika, tunashughulikia kila programu kwa uangalifu na umakini inayostahili. Tunachukua muda kuelewa malengo na matarajio yako, kuhakikisha kwamba rehani yako inalingana na maono yako ya maisha yako ya baadaye. - Mikopo ya AAA AAA Mkopo Usiozingatia - Mkopo wa Jumbo(Kiasi Kikubwa cha Mkopo) - Utoaji wa AAA , Bidhaa hiyo itasambaza kote ulimwenguni, kama vile: Uswisi, Washington, Azerbaijan, Kampuni yetu daima huzingatia maendeleo ya soko la kimataifa. Sasa tuna wateja wengi nchini Urusi, nchi za Ulaya, Marekani, nchi za Mashariki ya Kati na nchi za Afrika. Daima tunafuata kwamba ubora ni msingi wakati huduma ni dhamana ya kukutana na wateja wote.
Na Rebecca kutoka Cannes - 2018.04.25 16:46 Mbalimbali, ubora mzuri, bei nzuri na huduma nzuri, vifaa vya hali ya juu, vipaji bora na nguvu za teknolojia zinazoendelea kuimarishwa, mshirika mzuri wa biashara.
Na Dina kutoka Ubelgiji - 2017.03.28 16:34 






