Bidhaa

Bidhaa Jamii

Bidhaa Zilizoangaziwa

Msaada wa Kwanza wa Malipo ya Serikali (DPA).

DSCR (Uwiano wa Huduma ya Madeni)

Prime CES (Ilifungwa Mwisho wa Pili)

0102030405

Muhtasari wa Mkopo wa Jumbo

Mkopo mkubwa ni aina ya ufadhili inayovuka mipaka iliyowekwa na Wakala wa Shirikisho wa Fedha za Nyumba na haiwezi kununuliwa, kudhaminiwa au kudhaminiwa na Fannie Mae au Freddie Mac. Wamiliki wa nyumba lazima wapitie mahitaji magumu zaidi ya mkopo kuliko wale wanaoomba mkopo wa kawaida. Mikopo ya Jumbo hukuruhusu kununua mali ghali. Mkopo wa jumbo hauungwi mkono na Fannie Mae au Freddie Mac.

Kadiria:BOFYA HAPA

Mambo Muhimu ya Mkopo wa Jumbo

Prime Full Doc Jumbo (Prime 30 Yrs Fixed/Prime 10/6 ARM)

Max. LTV

80%

Max. Kiasi cha Mkopo

$3M

Dak. FICO

720

★Prime 10/6 ARM (Wastani wa siku 30 SOFR/2.75Margin; 5/1/5 Cap, Kiwango cha Kuhitimu ni Kiwango cha Juu cha Noti au Kiwango cha Kielelezo Kamili. Floorrate=margin)

★Wananchi wa Marekani

★Wakopaji Wakazi wa Kudumu

★Mkazi Asiye wa Kudumu

★Raia wote wa Marekani, wateja wa kimataifa wakaazi wa kudumu, na wateja wasio wa kudumu wa kimataifa lazima wawe na nambari ya usalama wa kijamii ambayo haiwezi kutekelezwa.

Jumbo Kamili Iliyopanuliwa (Imepanuliwa kwa Miaka 30 Iliyorekebishwa/Imepanuliwa Miaka 15 Haijabadilika)

Max. LTV

80%

Max. Kiasi cha Mkopo

$3M

Dak. FICO

700

★DTI hadi 50.00%

★Hakuna Marekebisho ya Condo / 2-Uniti

★Nyumbani na Uwekezaji wa Pili Vinafaa kwa Ufadhili wa C/O

★Wakopaji Wenzi wasio wakaaji Wanakaribishwa

★Max. Pesa Mkononi ni Hadi $500K

★Wananchi wa Kigeni hawastahiki

BOFYA HAPAili kupata vikomo vya LTV & FICO na maelezo zaidi juu ya Matrix.

Kipeperushi cha Jumbo

Habari na Video

Kupitia Mikopo Kamili ya Doc Jumbo: Mwongozo wa Ulimwengu Halisi kwa Wanunuzi walio na Alama za Chini za FICO Kuongeza Uwekezaji wa Majengo kwa Mikopo Kamili ya Doc Jumbo: Angazia Condos zisizo za Wakala za Miaka 30 na Zisizo za Udhamini. Kupitia Mikopo Kamili ya Doc Jumbo: Jukumu Muhimu la Kusimamia Malipo ya Kuchelewa kwa Rehani

Mipaka ya Mikopo ya 2024 katika Kaunti za California

KAUNTI	1-Kikomo cha Kitengo	2-Kikomo cha Kitengo	3-Kikomo cha Kitengo	4-Kikomo cha Kitengo
ALAMEDA	$1,149,825	$1,472,250	$1,779,525	$2,211,600
ALPINE	$766,550	$981,500	$1,186,350	$1,474,400
AMADOR	$766,550	$981,500	$1,186,350	$1,474,400
BUTTE	$766,550	$981,500	$1,186,350	$1,474,400
CALAVERAS	$766,550	$981,500	$1,186,350	$1,474,400
COLUSA	$766,550	$981,500	$1,186,350	$1,474,400
DHIDI YA PWANI	$1,149,825	$1,472,250	$1,186,350	$2,211,600
KASKAZINI	$766,550	$981,500	$1,186,350	$1,474,400
DORADO	$766,550	$981,500	$1,186,350	$1,474,400
FRESNO	$766,550	$981,500	$1,186,350	$1,474,400
GLENN	$766,550	$981,500	$1,186,350	$1,474,400
HUMBOLDT	$766,550	$981,500	$1,186,350	$1,474,400
IMIRI	$766,550	$981,500	$1,186,350	$1,474,400
WEWE	$766,550	$981,500	$1,186,350	$1,474,400
KERN	$766,550	$981,500	$1,186,350	$1,474,400
WAFALME	$766,550	$981,500	$1,186,350	$1,474,400
ZIWA	$766,550	$981,500	$1,186,350	$1,474,400
HEBU	$766,550	$981,500	$1,186,350	$1,474,400
LOS ANGELES	$1,149,825	$1,472,250	$1,779,525	$2,211,600
MBAO	$766,550	$981,500	$1,186,350	$1,474,400
MAJINI	$1,149,825	$1,472,250	$1,779,525	$2,211,600
MARIPOSA	$766,550	$981,500	$1,186,350	$1,474,400
MENDOCINO	$766,550	$981,500	$1,186,350	$1,474,400
MERCED	$766,550	$981,500	$1,186,350	$1,474,400
MODOC	$766,550	$981,500	$1,186,350	$1,474,400
MONO	$766,550	$981,500	$1,186,350	$1,474,400
MONTEREY	$920,000	$1,177,750	$1,423,650	$1,769,250
NAPA	$1,017,750	$1,302,900	$1,574,900	$1,957,250
NEVADA	$766,550	$981,500	$1,186,350	$1,474,400
RANGI YA MACHUNGWA	$1,149,825	$1,472,250	$1,779,525	$2,211,600
PLACER	$766,550	$981,500	$1,186,350	$1,474,400
MANYOYA	$766,550	$981,500	$1,186,350	$1,474,400
RIVERSIDE	$766,550	$981,500	$1,186,350	$1,474,400
SACRAMENTO	$766,550	$981,500	$1,186,350	$1,474,400
Mtakatifu Benedict	$1,149,825	$1,472,250	$1,779,525c	$2,211,600
SAN BERNARDINO	$766,550	$981,500	$1,186,350	$1,474,400
SAN DIEGO	$1,006,250	$1,288,200	$1,557,150	$1,935,150
SAN FRANCISCO	$1,149,825	$1,472,250	$1,779,525	$1,867,275
SAN JOAQUIN	$766,550	$981,500	$1,186,350	$1,474,400
SAN LUIS OBISPO	$929,200	$1,189,550	$1,437,900	$1,786,950
MTAKATIFU MATHAYO	$1,149,825	$1,394,775	$1,779,525	$2,211,600
MTAKATIFU BARBARA	$838,350	$1,073,250	$1,297,300	$1,612,250
SANTA CLARA	$1,149,825	$1,472,250	$1,779,525	$2,211,600
MSALABA MTAKATIFU	$1,149,825	$1,472,250	$1,779,525	$2,211,600
SHASTA	$766,550	$981,500	$1,186,350	$1,474,400
SIERRA	$766,550	$981,500	$1,186,350	$1,474,400
SISKIYOU	$766,550	$981,500	$1,186,350	$1,474,400
SOLANO	$766,550	$981,500	$1,186,350	$1,474,400
SONOMA	$877,450	$1,123,300	$1,357,800	$1,687,450
STANISLAUS	$766,550	$981,500	$1,186,350	$1,474,400
SUTTER	$766,550	$981,500	$1,186,350	$1,474,400
TEHAMA	$766,550	$981,500	$1,186,350	$1,474,400
UTATU	$766,550	$981,500	$1,186,350	$1,474,400
TULARE	$766,550	$981,500	$1,186,350	$1,474,400
TUOLUMNE	$766,550	$981,500	$1,186,350	$1,474,400
VENTURA	$954,500	$1,221,950	$1,477,050	$1,835,600
YOLO	$766,550	$981,500	$1,186,350	$1,474,400
YUBA	$766,550	$981,500	$1,186,350	$1,474,400

Bidhaa

Msaada wa Kwanza wa Malipo ya Serikali (DPA).

Jumbo

Taarifa ya Benki

DSCR (Uwiano wa Huduma ya Madeni)

CPA Imetayarishwa P&L/WVOE

P&L Iliyojitayarisha

Hakuna Kazi Hakuna Mapato

WVOE

HELOC

Prime CES (Ilifungwa Mwisho wa Pili)

Jumbo

Muhtasari wa Mkopo wa Jumbo

Mambo Muhimu ya Mkopo wa Jumbo

Kipeperushi cha Jumbo

Habari na Video

Mipaka ya Mikopo ya 2024 katika Kaunti za California

P&L Iliyojitayarisha

DSCR CES (Imefungwa Mwisho wa Pili)

CPA Imetayarishwa P&L/WVOE

Hakuna Kazi Hakuna Mapato

Taarifa ya Benki

Msaada wa Kwanza wa Malipo ya Serikali (DPA).