- AAA Lendings Jumbo Loan - AAA Lending Detail:

Muhtasari
Kiasi cha mkopo kinazidi kikomo cha mkopo unaolingana wa kawaida.
Vivutio vya Programu
Miaka 30 fasta
1) Mapato ya kukodisha yanaweza kutumika na historia ya miaka 2 ya mwenye nyumba;
2) Hakuna Bima ya Rehani inahitajika;
3) Max. DTI 45%;
4) Upeo. LTV 85% kwa ununuzi & R/T; Max. LTV 75% kwa C/O;
5) Idadi ya juu zaidi ya mali zinazofadhiliwa: ① Msingi - Hakuna Kikomo, ② Pili & Mali ya Uwekezaji - Max. 20;
6) Upeo. Kiasi cha Mkopo $3.0M;
7) Upeo. pesa taslimu $500,000;
8) Dak. Hifadhi ya miezi 12 kwa PITIA;
9) Dak. FICO 680.
*Dak. Kiasi cha Mkopo:MaxKikomo cha Mkopo Mkuu wa Fannie Mae +$1
10/6 ARM
1) Dak. FICO 720;
2) Dak. Hifadhi ya miezi 12 kwa PITIA;
3) Max. LTV 80%;
4) Upeo. Kiasi cha Mkopo $3.0M;
5) Upeo. Pesa nje $350,000;
6) Vitengo 1-4: Msingi;
7) Kitengo 1: Nyumba ya 2 na Mali ya Uwekezaji;
8) Nunua & R/T Refi & C/O Refi.
7/6 ARM
1) Dak. FICO 700;
2) Dak. Hifadhi ya miezi 6 kwenye PITIA;
3) Max. LTV 89.99%;
4) Upeo. Kiasi cha Mkopo $2.5M;
5) Upeo. Pesa nje $750,000;
6) Kitengo 1 & Vitengo 2;
7) Mali ya Msingi na ya Pili;
8) Nunua & R/T Refi & C/O Refi.
Jumbo Loan ni nini?
Mkopo mkubwa ni aina ya ufadhili inayovuka mipaka iliyowekwa na Wakala wa Shirikisho wa Fedha za Nyumba na haiwezi kununuliwa, kudhaminiwa au kudhaminiwa na Fannie Mae au Freddie Mac. Wamiliki wa nyumba lazima wapitie mahitaji magumu zaidi ya mkopo kuliko wale wanaoomba mkopo wa kawaida. Mikopo ya Jumbo hukuruhusu kununua mali ghali. Mkopo wa jumbo hauungwi mkono na Fannie Mae au Freddie Mac.
Mnamo 2022, FHFA itaboresha vikomo vya mkopo kwa aina zote za mkopo, haswa Mikopo ya Jumbo. Tafadhali rejelea chini ya vikomo vya mkopo vya 2022 huko California, ikiwa kiasi chako cha mkopo kinazidi $970,800, unafaa kwa mkopo wa Jumbo.
Mipaka ya Mikopo ya 2022 katika Kaunti za California
| KAUNTI | 1-FAMILIA | 2-FAMILIA | 3-FAMILIA | 4-FAMILIA |
| ALAMEDA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| ALPINE | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| AMADOR | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| BUTTE | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| CALAVERAS | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| COLUSA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| DHIDI YA PWANI | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| KASKAZINI | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| DORADO | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| FRESNO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| GLENN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| HUMBOLDT | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| IMIRI | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| WEWE | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| KERN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| WAFALME | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| ZIWA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| HEBU | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| LOS ANGELES | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| MBAO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MAJINI | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| MARIPOSA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MENDOCINO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MERCED | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MODOC | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MONO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MONTEREY | $854,450 | $1,093,850 | $1,322,200 | $1,643,200 |
| NAPA | $897,000 | $1,148,350 | $1,388,050 | $1,725,050 |
| NEVADA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| RANGI YA MACHUNGWA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| PLACER | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| MANYOYA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| RIVERSIDE | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SACRAMENTO | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| Mtakatifu Benedict | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SAN BERNARDINO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SAN DIEGO | $879,750 | $1,126,250 | $1,361,350 | $1,691,850 |
| SAN FRANCISCO | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SAN JOAQUIN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SAN LUIS OBISPO | $805,000 | $1,030,550 | $1,245,700 | $1,548,100 |
| MTAKATIFU MATHAYO | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| MTAKATIFU BARBARA | $783,150 | $1,002,600 | $1,211,900 | $1,506,100 |
| SANTA CLARA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| MSALABA MTAKATIFU | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SHASTA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SIERRA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
Picha za maelezo ya bidhaa:
Mwongozo wa Bidhaa Husika:
MKOPO WA AAA sio mkopeshaji tu; sisi ni mshirika wako wa kifedha. Tunachukua muda kusikiliza malengo na matarajio yako ya kifedha, tukitoa mwongozo zaidi ya mchakato wa kutuma maombi. Ahadi yetu kwa ustawi wako wa kifedha inaenea zaidi ya kufunga mpango huo, na tumejitolea kukusaidia kufikia malengo yako ya muda mrefu, iwe ni umiliki wa nyumba, uwekezaji wa mali isiyohamishika, au uimarishaji wa deni. – AAA Lendings Jumbo Loan – AAA Lendings , Bidhaa hii itasambaza duniani kote, kama vile: Ujerumani, Bolivia, Greenland, Tunaamini kwamba mahusiano mazuri ya kibiashara yataleta manufaa na uboreshaji wa pande zote mbili. Tumeanzisha uhusiano wa ushirika wa muda mrefu na wenye mafanikio na wateja wengi kupitia imani yao katika huduma zetu zilizoboreshwa na uadilifu katika kufanya biashara. Pia tunafurahia sifa ya juu kupitia utendaji wetu mzuri. Utendaji bora zaidi unaweza kutarajiwa kama kanuni yetu ya uadilifu. Kujitolea na Uthabiti utabaki kama zamani.
Na Carey kutoka Barbados - 2017.09.16 13:44 Kiwanda kinaweza kukidhi mahitaji yanayoendelea ya kiuchumi na soko, ili bidhaa zao zitambuliwe na kuaminiwa, na ndiyo sababu tulichagua kampuni hii.
Na Evelyn kutoka Mexico - 2017.07.28 15:46 





