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Kituo cha Bidhaa

Maelezo ya Bidhaa

Ahadi yetu ya uwazi inakwenda zaidi ya hatua za awali za mchakato wa mikopo ya nyumba. Tunahakikisha kuwa una ufahamu wazi wa masharti yako ya rehani, ikijumuisha viwango vya riba, ada na gharama za kufunga. Hakuna mshangao siku ya kufunga. Tumejitolea kukupa maelezo ya moja kwa moja, yasiyo na jargon, ili uweze kuvinjari vipengele vya kifedha vya ununuzi wa nyumba yako au ufadhili upya kwa ujasiri.Viwango vya Kawaida vya Mikopo ya Rehani,Mapato Kulingana na Mali,Net Worth, Kwa AAA LENDINGS, sisi ni mshirika wako kwa muda mrefu. Huduma zetu za baada ya kufungwa zimeundwa ili kukufanya ushirikiane hata baada ya rehani yako kulindwa. Tunatoa nyenzo zinazoendelea, kama vile vidokezo vya matengenezo ya nyumba, mwongozo wa uwekezaji na ukaguzi wa mara kwa mara wa rehani ili kuhakikisha kuwa malengo yako ya kifedha yanatekelezwa. Uhusiano wetu na wewe hauishii kwenye kufunga; ni ahadi ya kudumu kwa ustawi wako wa kifedha.
- AAA Lendings Jumbo Loan - AAA Lending Detail:

JL0815

Muhtasari

Kiasi cha mkopo kinazidi kikomo cha mkopo unaolingana wa kawaida.

Vivutio vya Programu

Miaka 30 fasta

1) Mapato ya kukodisha yanaweza kutumika na historia ya miaka 2 ya mwenye nyumba;
2) Hakuna Bima ya Rehani inahitajika;
3) Max. DTI 45%;
4) Upeo. LTV 85% kwa ununuzi & R/T; Max. LTV 75% kwa C/O;
5) Idadi ya juu zaidi ya mali zinazofadhiliwa: ① Msingi - Hakuna Kikomo, ② Pili & Mali ya Uwekezaji - Max. 20;
6) Upeo. Kiasi cha Mkopo $3.0M;
7) Upeo. pesa taslimu $500,000;
8) Dak. Hifadhi ya miezi 12 kwa PITIA;
9) Dak. FICO 680.

*Dak. Kiasi cha Mkopo:MaxKikomo cha Mkopo Mkuu wa Fannie Mae +$1

10/6 ARM

1) Dak. FICO 720;
2) Dak. Hifadhi ya miezi 12 kwa PITIA;
3) Max. LTV 80%;
4) Upeo. Kiasi cha Mkopo $3.0M;
5) Upeo. Pesa nje $350,000;
6) Vitengo 1-4: Msingi;
7) Kitengo 1: Nyumba ya 2 na Mali ya Uwekezaji;
8) Nunua & R/T Refi & C/O Refi.

7/6 ARM

1) Dak. FICO 700;
2) Dak. Hifadhi ya miezi 6 kwenye PITIA;
3) Max. LTV 89.99%;
4) Upeo. Kiasi cha Mkopo $2.5M;
5) Upeo. Pesa nje $750,000;
6) Kitengo 1 & Vitengo 2;
7) Mali ya Msingi na ya Pili;
8) Nunua & R/T Refi & C/O Refi.

Jumbo Loan ni nini?

Mkopo mkubwa ni aina ya ufadhili inayovuka mipaka iliyowekwa na Wakala wa Shirikisho wa Fedha za Nyumba na haiwezi kununuliwa, kudhaminiwa au kudhaminiwa na Fannie Mae au Freddie Mac. Wamiliki wa nyumba lazima wapitie mahitaji magumu zaidi ya mkopo kuliko wale wanaoomba mkopo wa kawaida. Mikopo ya Jumbo hukuruhusu kununua mali ghali. Mkopo wa jumbo hauungwi mkono na Fannie Mae au Freddie Mac.

Mnamo 2022, FHFA itaboresha vikomo vya mkopo kwa aina zote za mkopo, haswa Mikopo ya Jumbo. Tafadhali rejelea chini ya vikomo vya mkopo vya 2022 huko California, ikiwa kiasi chako cha mkopo kinazidi $970,800, unafaa kwa mkopo wa Jumbo.

 

Mipaka ya Mikopo ya 2022 katika Kaunti za California

KAUNTI

1-FAMILIA

2-FAMILIA

3-FAMILIA

4-FAMILIA

ALAMEDA

$970,800

$1,243,050

$1,502,475

$1,867,275

ALPINE

$647,200

$828,700

$1,001,650

$1,244,850

AMADOR

$647,200

$828,700

$1,001,650

$1,244,850

BUTTE

$647,200

$828,700

$1,001,650

$1,244,850

CALAVERAS

$647,200

$828,700

$1,001,650

$1,244,850

COLUSA

$647,200

$828,700

$1,001,650

$1,244,850

DHIDI YA PWANI

$970,800

$1,243,050

$1,502,475

$1,867,275

KASKAZINI

$647,200

$828,700

$1,001,650

$1,244,850

DORADO

$675,050

$864,200

$1,044,600

$1,298,200

FRESNO

$647,200

$828,700

$1,001,650

$1,244,850

GLENN

$647,200

$828,700

$1,001,650

$1,244,850

HUMBOLDT

$647,200

$828,700

$1,001,650

$1,244,850

IMIRI

$647,200

$828,700

$1,001,650

$1,244,850

WEWE

$647,200

$828,700

$1,001,650

$1,244,850

KERN

$647,200

$828,700

$1,001,650

$1,244,850

WAFALME

$647,200

$828,700

$1,001,650

$1,244,850

ZIWA

$647,200

$828,700

$1,001,650

$1,244,850

HEBU

$647,200

$828,700

$1,001,650

$1,244,850

LOS ANGELES

$970,800

$1,243,050

$1,502,475

$1,867,275

MBAO

$647,200

$828,700

$1,001,650

$1,244,850

MAJINI

$970,800

$1,243,050

$1,502,475

$1,867,275

MARIPOSA

$647,200

$828,700

$1,001,650

$1,244,850

MENDOCINO

$647,200

$828,700

$1,001,650

$1,244,850

MERCED

$647,200

$828,700

$1,001,650

$1,244,850

MODOC

$647,200

$828,700

$1,001,650

$1,244,850

MONO

$647,200

$828,700

$1,001,650

$1,244,850

MONTEREY

$854,450

$1,093,850

$1,322,200

$1,643,200

NAPA

$897,000

$1,148,350

$1,388,050

$1,725,050

NEVADA

$647,200

$828,700

$1,001,650

$1,244,850

RANGI YA MACHUNGWA

$970,800

$1,243,050

$1,502,475

$1,867,275

PLACER

$675,050

$864,200

$1,044,600

$1,298,200

MANYOYA

$647,200

$828,700

$1,001,650

$1,244,850

RIVERSIDE

$647,200

$828,700

$1,001,650

$1,244,850

SACRAMENTO

$675,050

$864,200

$1,044,600

$1,298,200

Mtakatifu Benedict

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN BERNARDINO

$647,200

$828,700

$1,001,650

$1,244,850

SAN DIEGO

$879,750

$1,126,250

$1,361,350

$1,691,850

SAN FRANCISCO

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN JOAQUIN

$647,200

$828,700

$1,001,650

$1,244,850

SAN LUIS OBISPO

$805,000

$1,030,550

$1,245,700

$1,548,100

MTAKATIFU ​​MATHAYO

$970,800

$1,243,050

$1,502,475

$1,867,275

MTAKATIFU ​​BARBARA

$783,150

$1,002,600

$1,211,900

$1,506,100

SANTA CLARA

$970,800

$1,243,050

$1,502,475

$1,867,275

MSALABA MTAKATIFU

$970,800

$1,243,050

$1,502,475

$1,867,275

SHASTA

$647,200

$828,700

$1,001,650

$1,244,850

SIERRA

$647,200

$828,700

$1,001,650

$1,244,850
Picha za maelezo ya bidhaa:

- AAA Lendings Jumbo Loan - AAA Lendings maelezo picha

Mwongozo wa Bidhaa Husika:
Tunaelewa kuwa rehani si shughuli ya kifedha tu bali ni uamuzi muhimu wa maisha. Mtazamo wetu juu ya kuzingatia wateja inamaanisha kuwa hatuangalii nambari tu; tunazingatia hadithi yako ya kipekee, matarajio yako na malengo yako ya kifedha. Wataalamu wetu wa mikopo ya nyumba huchukua muda kuelewa safari yako ya kibinafsi, kuhakikisha kwamba unapokea suluhu la rehani ambalo linalingana na maono yako ya siku zijazo. – AAA Lendings Jumbo Loan – AAA Lendings , Bidhaa itasambazwa kote ulimwenguni, kama vile: Nepal, Amsterdam, Durban, Katika miaka hii mifupi, tunawahudumia wateja wetu kwa uaminifu kama Quality First, Integrity Prime, Delivery Timely, ambayo imetuletea sifa bora na kwingineko ya kuvutia ya huduma kwa wateja. Tunatazamia kufanya kazi na wewe Sasa!
    • Meneja mauzo ni mwenye shauku na mtaalamu, alitupa makubaliano mazuri na ubora wa bidhaa ni mzuri sana, asante sana!
    Nyota 5Na Rosalind kutoka Cairo - 2018.06.28 19:27
    Utoaji wa wakati, utekelezaji mkali wa masharti ya mkataba wa bidhaa, ulikutana na hali maalum, lakini pia kushirikiana kikamilifu, kampuni inayoaminika!
    Nyota 5Na Rae kutoka Florence - 2018.10.01 14:14

    KuhusianaBIDHAA

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