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Kituo cha Bidhaa

Maelezo ya Bidhaa

Ahadi yetu ya uwazi inakwenda zaidi ya hatua za awali za mchakato wa mikopo ya nyumba. Tunahakikisha kuwa una ufahamu wazi wa masharti yako ya rehani, ikijumuisha viwango vya riba, ada na gharama za kufunga. Hakuna mshangao siku ya kufunga. Tumejitolea kukupa maelezo ya moja kwa moja, yasiyo na jargon, ili uweze kuvinjari vipengele vya kifedha vya ununuzi wa nyumba yako au ufadhili upya kwa ujasiri.Dalali wa Rehani Michigan,Mkopeshaji wa Rehani Arizona,Mkopeshaji Mkuu wa Juu, AAA LENDINGS imejitolea kufanya safari yako ya rehani kuwa uzoefu ambao unakuwezesha kweli. Tunaelewa kwamba matarajio ya kupata rehani yanaweza kuwa ya kusisimua na ya kutisha. Ndiyo maana tumeunda mbinu inayozingatia wakopaji ambayo sio tu hurahisisha mchakato lakini pia inakushirikisha na kukuelimisha kwa kila hatua. Lengo letu ni kutimiza ndoto zako za umiliki wa nyumba huku tukikufahamisha na kufurahishwa na mchakato huo.
- AAA Lendings Jumbo Loan - AAA Lending Detail:

JL0815

Muhtasari

Kiasi cha mkopo kinazidi kikomo cha mkopo unaolingana wa kawaida.

Vivutio vya Programu

Miaka 30 fasta

1) Mapato ya kukodisha yanaweza kutumika na historia ya miaka 2 ya mwenye nyumba;
2) Hakuna Bima ya Rehani inahitajika;
3) Max. DTI 45%;
4) Upeo. LTV 85% kwa ununuzi & R/T; Max. LTV 75% kwa C/O;
5) Idadi ya juu zaidi ya mali zinazofadhiliwa: ① Msingi - Hakuna Kikomo, ② Pili & Mali ya Uwekezaji - Max. 20;
6) Upeo. Kiasi cha Mkopo $3.0M;
7) Upeo. pesa taslimu $500,000;
8) Dak. Hifadhi ya miezi 12 kwa PITIA;
9) Dak. FICO 680.

*Dak. Kiasi cha Mkopo:MaxKikomo cha Mkopo Mkuu wa Fannie Mae +$1

10/6 ARM

1) Dak. FICO 720;
2) Dak. Hifadhi ya miezi 12 kwa PITIA;
3) Max. LTV 80%;
4) Upeo. Kiasi cha Mkopo $3.0M;
5) Upeo. Pesa nje $350,000;
6) Vitengo 1-4: Msingi;
7) Kitengo 1: Nyumba ya 2 na Mali ya Uwekezaji;
8) Nunua & R/T Refi & C/O Refi.

7/6 ARM

1) Dak. FICO 700;
2) Dak. Hifadhi ya miezi 6 kwenye PITIA;
3) Max. LTV 89.99%;
4) Upeo. Kiasi cha Mkopo $2.5M;
5) Upeo. Pesa nje $750,000;
6) Kitengo 1 & Vitengo 2;
7) Mali ya Msingi na ya Pili;
8) Nunua & R/T Refi & C/O Refi.

Jumbo Loan ni nini?

Mkopo mkubwa ni aina ya ufadhili inayovuka mipaka iliyowekwa na Wakala wa Shirikisho wa Fedha za Nyumba na haiwezi kununuliwa, kudhaminiwa au kudhaminiwa na Fannie Mae au Freddie Mac. Wamiliki wa nyumba lazima wapitie mahitaji magumu zaidi ya mkopo kuliko wale wanaoomba mkopo wa kawaida. Mikopo ya Jumbo hukuruhusu kununua mali ghali. Mkopo wa jumbo hauungwi mkono na Fannie Mae au Freddie Mac.

Mnamo 2022, FHFA itaboresha vikomo vya mkopo kwa aina zote za mkopo, haswa Mikopo ya Jumbo. Tafadhali rejelea chini ya vikomo vya mkopo vya 2022 huko California, ikiwa kiasi chako cha mkopo kinazidi $970,800, unafaa kwa mkopo wa Jumbo.

 

Mipaka ya Mikopo ya 2022 katika Kaunti za California

KAUNTI

1-FAMILIA

2-FAMILIA

3-FAMILIA

4-FAMILIA

ALAMEDA

$970,800

$1,243,050

$1,502,475

$1,867,275

ALPINE

$647,200

$828,700

$1,001,650

$1,244,850

AMADOR

$647,200

$828,700

$1,001,650

$1,244,850

BUTTE

$647,200

$828,700

$1,001,650

$1,244,850

CALAVERAS

$647,200

$828,700

$1,001,650

$1,244,850

COLUSA

$647,200

$828,700

$1,001,650

$1,244,850

DHIDI YA PWANI

$970,800

$1,243,050

$1,502,475

$1,867,275

KASKAZINI

$647,200

$828,700

$1,001,650

$1,244,850

DORADO

$675,050

$864,200

$1,044,600

$1,298,200

FRESNO

$647,200

$828,700

$1,001,650

$1,244,850

GLENN

$647,200

$828,700

$1,001,650

$1,244,850

HUMBOLDT

$647,200

$828,700

$1,001,650

$1,244,850

IMIRI

$647,200

$828,700

$1,001,650

$1,244,850

WEWE

$647,200

$828,700

$1,001,650

$1,244,850

KERN

$647,200

$828,700

$1,001,650

$1,244,850

WAFALME

$647,200

$828,700

$1,001,650

$1,244,850

ZIWA

$647,200

$828,700

$1,001,650

$1,244,850

HEBU

$647,200

$828,700

$1,001,650

$1,244,850

LOS ANGELES

$970,800

$1,243,050

$1,502,475

$1,867,275

MBAO

$647,200

$828,700

$1,001,650

$1,244,850

MAJINI

$970,800

$1,243,050

$1,502,475

$1,867,275

MARIPOSA

$647,200

$828,700

$1,001,650

$1,244,850

MENDOCINO

$647,200

$828,700

$1,001,650

$1,244,850

MERCED

$647,200

$828,700

$1,001,650

$1,244,850

MODOC

$647,200

$828,700

$1,001,650

$1,244,850

MONO

$647,200

$828,700

$1,001,650

$1,244,850

MONTEREY

$854,450

$1,093,850

$1,322,200

$1,643,200

NAPA

$897,000

$1,148,350

$1,388,050

$1,725,050

NEVADA

$647,200

$828,700

$1,001,650

$1,244,850

RANGI YA MACHUNGWA

$970,800

$1,243,050

$1,502,475

$1,867,275

PLACER

$675,050

$864,200

$1,044,600

$1,298,200

MANYOYA

$647,200

$828,700

$1,001,650

$1,244,850

RIVERSIDE

$647,200

$828,700

$1,001,650

$1,244,850

SACRAMENTO

$675,050

$864,200

$1,044,600

$1,298,200

Mtakatifu Benedict

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN BERNARDINO

$647,200

$828,700

$1,001,650

$1,244,850

SAN DIEGO

$879,750

$1,126,250

$1,361,350

$1,691,850

SAN FRANCISCO

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN JOAQUIN

$647,200

$828,700

$1,001,650

$1,244,850

SAN LUIS OBISPO

$805,000

$1,030,550

$1,245,700

$1,548,100

MTAKATIFU ​​MATHAYO

$970,800

$1,243,050

$1,502,475

$1,867,275

MTAKATIFU ​​BARBARA

$783,150

$1,002,600

$1,211,900

$1,506,100

SANTA CLARA

$970,800

$1,243,050

$1,502,475

$1,867,275

MSALABA MTAKATIFU

$970,800

$1,243,050

$1,502,475

$1,867,275

SHASTA

$647,200

$828,700

$1,001,650

$1,244,850

SIERRA

$647,200

$828,700

$1,001,650

$1,244,850
Picha za maelezo ya bidhaa:

- AAA Lendings Jumbo Loan - AAA Lendings maelezo picha

Mwongozo wa Bidhaa Husika:
Kwa wateja wetu wengi, rehani ni zaidi ya shughuli za kifedha; ni hatua muhimu ya maisha. Iwe wewe ni mnunuzi wa nyumba kwa mara ya kwanza au mwekezaji mwenye uzoefu wa mali isiyohamishika, tunashughulikia kila programu kwa uangalifu na umakini inayostahili. Tunachukua muda kuelewa malengo na matarajio yako, kuhakikisha kwamba rehani yako inalingana na maono yako ya maisha yako ya baadaye. – AAA Lendings Jumbo Loan – AAA Lendings , Bidhaa hiyo itasambaza duniani kote, kama vile: Palestina, Angola, Jordan, Bidhaa zetu ni maarufu sana kwa neno, kama Amerika Kusini, Afrika, Asia na kadhalika. Makampuni ya kuunda bidhaa za daraja la kwanza kama lengo, na kujitahidi kuwapa wateja bidhaa za ubora wa juu, kutoa huduma ya hali ya juu baada ya mauzo na usaidizi wa kiufundi, na kunufaisha wateja, kuunda kazi bora na siku zijazo!
    • Biashara ina mtaji mkubwa na nguvu ya ushindani, bidhaa ni ya kutosha, ya kuaminika, kwa hivyo hatuna wasiwasi juu ya kushirikiana nao.
    Nyota 5Na Poppy kutoka Benin - 2018.06.09 12:42
    Kiwanda kina vifaa vya hali ya juu, vijiti vyenye uzoefu na kiwango kizuri cha usimamizi, kwa hivyo ubora wa bidhaa ulikuwa na hakikisho, ushirikiano huu ni wa utulivu na wa furaha!
    Nyota 5Na Julie kutoka Marseille - 2017.02.18 15:54

    KuhusianaBIDHAA

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