Jumla - AAA Lendings Jumbo Loan - AAA Lendings mkopeshaji na mwekezaji

Maelezo ya Bidhaa

Tunaelewa kuwa rehani si shughuli ya kifedha tu bali ni uamuzi muhimu wa maisha. Mtazamo wetu juu ya kuzingatia wateja inamaanisha kuwa hatuangalii nambari tu; tunazingatia hadithi yako ya kipekee, matarajio yako na malengo yako ya kifedha. Wataalamu wetu wa mikopo ya nyumba huchukua muda kuelewa safari yako ya kibinafsi, kuhakikisha kwamba unapokea suluhu la rehani ambalo linalingana na maono yako ya siku zijazo.Dalali wa Rehani Zillow,Afisa Mikopo,Mahitaji ya Leseni ya Dalali wa Rehani, Tunaelewa kwamba kustahili mikopo kunaweza kuwa jambo la wasiwasi kwa wakopaji wengi. Ndiyo maana tunatoa huduma za ushauri nasaha ili kukusaidia kuboresha alama yako ya mkopo na kupata masharti bora ya mkopo. Kwa kutoa maarifa muhimu na mwongozo ulioboreshwa, tunalenga kuwashirikisha wakopaji ambao hapo awali wanaweza kukosa uhakika kuhusu kustahiki kwao. Tuko hapa ili kukuwezesha kudhibiti mustakabali wako wa kifedha.

- AAA Lendings Jumbo Loan - AAA Lending Detail:

JL0815

Muhtasari

Kiasi cha mkopo kinazidi kikomo cha mkopo unaolingana wa kawaida.

Vivutio vya Programu

Miaka 30 fasta

1) Mapato ya kukodisha yanaweza kutumika na historia ya miaka 2 ya mwenye nyumba;
2) Hakuna Bima ya Rehani inahitajika;
3) Max. DTI 45%;
4) Upeo. LTV 85% kwa ununuzi & R/T; Max. LTV 75% kwa C/O;
5) Idadi ya juu zaidi ya mali zinazofadhiliwa: ① Msingi - Hakuna Kikomo, ② Pili & Mali ya Uwekezaji - Max. 20;
6) Upeo. Kiasi cha Mkopo $3.0M;
7) Upeo. pesa taslimu $500,000;
8) Dak. Hifadhi ya miezi 12 kwa PITIA;
9) Dak. FICO 680.

*Dak. Kiasi cha Mkopo:MaxKikomo cha Mkopo Mkuu wa Fannie Mae +$1

10/6 ARM

1) Dak. FICO 720;
2) Dak. Hifadhi ya miezi 12 kwa PITIA;
3) Max. LTV 80%;
4) Upeo. Kiasi cha Mkopo $3.0M;
5) Upeo. Pesa nje $350,000;
6) Vitengo 1-4: Msingi;
7) Kitengo 1: Nyumba ya 2 na Mali ya Uwekezaji;
8) Nunua & R/T Refi & C/O Refi.

7/6 ARM

1) Dak. FICO 700;
2) Dak. Hifadhi ya miezi 6 kwenye PITIA;
3) Max. LTV 89.99%;
4) Upeo. Kiasi cha Mkopo $2.5M;
5) Upeo. Pesa nje $750,000;
6) Kitengo 1 & Vitengo 2;
7) Mali ya Msingi na ya Pili;
8) Nunua & R/T Refi & C/O Refi.

Jumbo Loan ni nini?

Mkopo mkubwa ni aina ya ufadhili inayovuka mipaka iliyowekwa na Wakala wa Shirikisho wa Fedha za Nyumba na haiwezi kununuliwa, kudhaminiwa au kudhaminiwa na Fannie Mae au Freddie Mac. Wamiliki wa nyumba lazima wapitie mahitaji magumu zaidi ya mkopo kuliko wale wanaoomba mkopo wa kawaida. Mikopo ya Jumbo hukuruhusu kununua mali ghali. Mkopo wa jumbo hauungwi mkono na Fannie Mae au Freddie Mac.

Mnamo 2022, FHFA itaboresha vikomo vya mkopo kwa aina zote za mkopo, haswa Mikopo ya Jumbo. Tafadhali rejelea chini ya vikomo vya mkopo vya 2022 huko California, ikiwa kiasi chako cha mkopo kinazidi $970,800, unafaa kwa mkopo wa Jumbo.

Mipaka ya Mikopo ya 2022 katika Kaunti za California

KAUNTI	1-FAMILIA	2-FAMILIA	3-FAMILIA	4-FAMILIA
ALAMEDA	$970,800	$1,243,050	$1,502,475	$1,867,275
ALPINE	$647,200	$828,700	$1,001,650	$1,244,850
AMADOR	$647,200	$828,700	$1,001,650	$1,244,850
BUTTE	$647,200	$828,700	$1,001,650	$1,244,850
CALAVERAS	$647,200	$828,700	$1,001,650	$1,244,850
COLUSA	$647,200	$828,700	$1,001,650	$1,244,850
DHIDI YA PWANI	$970,800	$1,243,050	$1,502,475	$1,867,275
KASKAZINI	$647,200	$828,700	$1,001,650	$1,244,850
DORADO	$675,050	$864,200	$1,044,600	$1,298,200
FRESNO	$647,200	$828,700	$1,001,650	$1,244,850
GLENN	$647,200	$828,700	$1,001,650	$1,244,850
HUMBOLDT	$647,200	$828,700	$1,001,650	$1,244,850
IMIRI	$647,200	$828,700	$1,001,650	$1,244,850
WEWE	$647,200	$828,700	$1,001,650	$1,244,850
KERN	$647,200	$828,700	$1,001,650	$1,244,850
WAFALME	$647,200	$828,700	$1,001,650	$1,244,850
ZIWA	$647,200	$828,700	$1,001,650	$1,244,850
HEBU	$647,200	$828,700	$1,001,650	$1,244,850
LOS ANGELES	$970,800	$1,243,050	$1,502,475	$1,867,275
MBAO	$647,200	$828,700	$1,001,650	$1,244,850
MAJINI	$970,800	$1,243,050	$1,502,475	$1,867,275
MARIPOSA	$647,200	$828,700	$1,001,650	$1,244,850
MENDOCINO	$647,200	$828,700	$1,001,650	$1,244,850
MERCED	$647,200	$828,700	$1,001,650	$1,244,850
MODOC	$647,200	$828,700	$1,001,650	$1,244,850
MONO	$647,200	$828,700	$1,001,650	$1,244,850
MONTEREY	$854,450	$1,093,850	$1,322,200	$1,643,200
NAPA	$897,000	$1,148,350	$1,388,050	$1,725,050
NEVADA	$647,200	$828,700	$1,001,650	$1,244,850
RANGI YA MACHUNGWA	$970,800	$1,243,050	$1,502,475	$1,867,275
PLACER	$675,050	$864,200	$1,044,600	$1,298,200
MANYOYA	$647,200	$828,700	$1,001,650	$1,244,850
RIVERSIDE	$647,200	$828,700	$1,001,650	$1,244,850
SACRAMENTO	$675,050	$864,200	$1,044,600	$1,298,200
Mtakatifu Benedict	$970,800	$1,243,050	$1,502,475	$1,867,275
SAN BERNARDINO	$647,200	$828,700	$1,001,650	$1,244,850
SAN DIEGO	$879,750	$1,126,250	$1,361,350	$1,691,850
SAN FRANCISCO	$970,800	$1,243,050	$1,502,475	$1,867,275
SAN JOAQUIN	$647,200	$828,700	$1,001,650	$1,244,850
SAN LUIS OBISPO	$805,000	$1,030,550	$1,245,700	$1,548,100
MTAKATIFU MATHAYO	$970,800	$1,243,050	$1,502,475	$1,867,275
MTAKATIFU BARBARA	$783,150	$1,002,600	$1,211,900	$1,506,100
SANTA CLARA	$970,800	$1,243,050	$1,502,475	$1,867,275
MSALABA MTAKATIFU	$970,800	$1,243,050	$1,502,475	$1,867,275
SHASTA	$647,200	$828,700	$1,001,650	$1,244,850
SIERRA	$647,200	$828,700	$1,001,650	$1,244,850

Picha za maelezo ya bidhaa:

Mwongozo wa Bidhaa Husika:

Wakati wako ni wa thamani, na tunaheshimu hilo. Katika AAA LENDINGS, tumejitolea kurahisisha mchakato wa rehani ili kuokoa muda na juhudi. Programu yetu ya mtandaoni ni rafiki kwa mtumiaji na imeundwa kwa kuzingatia urahisi wako. Unaweza kukamilisha programu kwa kasi yako mwenyewe, kutoka kwa faraja ya nyumba yako au ofisi. Tunajua una maisha yenye shughuli nyingi, na tunalenga kufanya mchakato wa rehani kushirikisha, ufanisi na kuokoa muda. – AAA Lendings Jumbo Loan – AAA Lendings , Bidhaa hiyo itasambaza duniani kote, kama vile: Belarus, Luxemburg, Birmingham, Tunakaribisha kwa moyo mkunjufu wateja wa ndani na nje ya nchi kutembelea kampuni yetu na kufanya mazungumzo ya biashara. Kampuni yetu daima inasisitiza juu ya kanuni ya ubora mzuri, bei nzuri, huduma ya daraja la kwanza. Tumekuwa tayari kujenga ushirikiano wa muda mrefu, wa kirafiki na wa manufaa kwa pande zote.

-AAA Mikopo