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Kituo cha Bidhaa

Maelezo ya Bidhaa

Elimu kwa Wateja ni msingi wa dhamira ya AAA LENDINGS. Tunaamini kwamba akopaye aliye na ujuzi ni akopaye aliyewezeshwa. Ndio maana tunaenda mbali zaidi ili kutoa nyenzo za elimu na mwongozo ili kukusaidia kukabiliana na matatizo ya mchakato wa mikopo ya nyumba. Timu yetu imejitolea kujibu maswali yako, kueleza utata wa viwango vya riba, chaguo za mikopo na mengine mengi, kuhakikisha kuwa unafanya maamuzi yenye ujuzi. Elimu yako ya kifedha na kujiamini ni muhimu kwetu.Umiliki wa Mmiliki,Salio Lililoahirishwa,Uwiano wa Huduma ya Madeni, Tunaelewa kuwa kuchagua mkopeshaji wa rehani ni uamuzi muhimu. Ili kukusaidia kuunganishwa na AAA LENDINGS, tunatoa ushauri na maofisa wetu wataalam wa mikopo bila shida na bila kulazimishwa. Mguso huu wa kibinafsi hukuruhusu kuhisi mtazamo wetu na kuuliza maswali yoyote ambayo unaweza kuwa nayo. Tuna hamu ya kuwasiliana nawe, kuelewa malengo yako, na kukupa maarifa muhimu, yote katika mashauriano tulivu na yenye taarifa.
- Mikopo ya AAA Mkopo Usiozingatia AAA - Mkopo wa Jumbo(Kiasi kikubwa cha Mkopo) - Maelezo ya Utoaji wa AAA:

Haina jina-7

Muhtasari

Kiwango cha juu cha kiasi cha mkopo kuliko mikopo ya kawaida ya wakala.

Maelezo

1) Kiwango cha juu cha DTI 43%;
2) Hadi Kiasi cha Mkopo cha $2M;
3) Hadi 80% Max LTV;
4) marejesho ya ushuru ya miaka 2 inahitajika;
5) Hakuna MI (Bima ya Rehani);
6) alama za mkopo 720 au zaidi;
7) akiba ya miezi 12 au zaidi;
8) SFRs, 2-4 Units, PUDs，Condos;
9) Bidhaa zisizo za AUS.

Jumbo Loan ni nini?

Mkopo mkubwa ni aina ya ufadhili inayovuka mipaka iliyowekwa na Wakala wa Shirikisho wa Fedha za Nyumba na haiwezi kununuliwa, kudhaminiwa au kudhaminiwa na Fannie Mae au Freddie Mac. Ni lazima wamiliki wa nyumba wapitie mahitaji makali zaidi ya mkopo kuliko wale wanaoomba mkopo wa kawaida.Mikopo ya Jumbo hukuruhusu kununua mali ghali. Mkopo wa jumbo hauungwi mkono na Fannie Mae au Freddie Mac.

Jinsi ya kufafanua Mkopo wa Jumbo?

Mnamo 2022, FHFA itaboresha vikomo vya mkopo kwa aina zote za mkopo, haswa Mikopo ya Jumbo. Tafadhali rejelea chini ya vikomo vya mkopo vya 2022 huko California, ikiwa kiasi chako cha mkopo kinazidi $970,800, unafaa kwa mkopo wa Jumbo. Unaweza pia kutafuta vikomo vya mkopo vya 2022 katika kaunti zingine.

Vikomo vya Mikopo vya Kaunti ya California 2022:

KAUNTI

1-FAMILIA

2-FAMILIA

3-FAMILIA

4-FAMILIA

ALAMEDA

$970,800

$1,243,050

$1,502,475

$1,867,275

ALPINE

$647,200

$828,700

$1,001,650

$1,244,850

AMADOR

$647,200

$828,700

$1,001,650

$1,244,850

BUTTE

$647,200

$828,700

$1,001,650

$1,244,850

CALAVERAS

$647,200

$828,700

$1,001,650

$1,244,850

COLUSA

$647,200

$828,700

$1,001,650

$1,244,850

DHIDI YA PWANI

$970,800

$1,243,050

$1,502,475

$1,867,275

KASKAZINI

$647,200

$828,700

$1,001,650

$1,244,850

DORADO

$675,050

$864,200

$1,044,600

$1,298,200

FRESNO

$647,200

$828,700

$1,001,650

$1,244,850

GLENN

$647,200

$828,700

$1,001,650

$1,244,850

HUMBOLDT

$647,200

$828,700

$1,001,650

$1,244,850

IMIRI

$647,200

$828,700

$1,001,650

$1,244,850

WEWE

$647,200

$828,700

$1,001,650

$1,244,850

KERN

$647,200

$828,700

$1,001,650

$1,244,850

WAFALME

$647,200

$828,700

$1,001,650

$1,244,850

ZIWA

$647,200

$828,700

$1,001,650

$1,244,850

HEBU

$647,200

$828,700

$1,001,650

$1,244,850

LOS ANGELES

$970,800

$1,243,050

$1,502,475

$1,867,275

MBAO

$647,200

$828,700

$1,001,650

$1,244,850

MAJINI

$970,800

$1,243,050

$1,502,475

$1,867,275

MARIPOSA

$647,200

$828,700

$1,001,650

$1,244,850

MENDOCINO

$647,200

$828,700

$1,001,650

$1,244,850

MERCED

$647,200

$828,700

$1,001,650

$1,244,850

MODOC

$647,200

$828,700

$1,001,650

$1,244,850

MONO

$647,200

$828,700

$1,001,650

$1,244,850

MONTEREY

$854,450

$1,093,850

$1,322,200

$1,643,200

NAPA

$897,000

$1,148,350

$1,388,050

$1,725,050

NEVADA

$647,200

$828,700

$1,001,650

$1,244,850

RANGI YA MACHUNGWA

$970,800

$1,243,050

$1,502,475

$1,867,275

PLACER

$675,050

$864,200

$1,044,600

$1,298,200

MANYOYA

$647,200

$828,700

$1,001,650

$1,244,850

RIVERSIDE

$647,200

$828,700

$1,001,650

$1,244,850

SACRAMENTO

$675,050

$864,200

$1,044,600

$1,298,200

Mtakatifu Benedict

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN BERNARDINO

$647,200

$828,700

$1,001,650

$1,244,850

SAN DIEGO

$879,750

$1,126,250

$1,361,350

$1,691,850

SAN FRANCISCO

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN JOAQUIN

$647,200

$828,700

$1,001,650

$1,244,850

SAN LUIS OBISPO

$805,000

$1,030,550

$1,245,700

$1,548,100

MTAKATIFU ​​MATHAYO

$970,800

$1,243,050

$1,502,475

$1,867,275

MTAKATIFU ​​BARBARA

$783,150

$1,002,600

$1,211,900

$1,506,100

SANTA CLARA

$970,800

$1,243,050

$1,502,475

$1,867,275

MSALABA MTAKATIFU

$970,800

$1,243,050

$1,502,475

$1,867,275

SHASTA

$647,200

$828,700

$1,001,650

$1,244,850

SIERRA

$647,200

$828,700

$1,001,650

$1,244,850
Picha za maelezo ya bidhaa:

- Mikopo ya AAA Mkopo Usiozingatia AAA - Mkopo wa Jumbo (Kiasi kikubwa cha Mkopo) - picha za maelezo ya AAA ya Utoaji mikopo

Mwongozo wa Bidhaa Husika:
Katika AAA LENDINGS, tunaamini katika kuwarudishia wateja wetu wanaothaminiwa. Ndiyo maana tunatoa mpango wa uaminifu unaokujaza kwa uaminifu wako na ushirikiano unaoendelea nasi. Mpango wetu wa uaminifu umeundwa ili kukufanya ujishughulishe na kuthaminiwa, ukitoa manufaa na punguzo la kipekee kwa wateja wetu wanaorejea. Kujitolea kwako kwa AAA LENDINGS kunatambuliwa na kutuzwa, na tunajitahidi kufanya nia yako ya kuendelea katika huduma zetu kuwa uzoefu wa kuthawabisha. - Mikopo ya AAA AAA Mkopo Usiozingatia - Mkopo wa Jumbo(Kiasi Kikubwa cha Mkopo) - Utoaji wa AAA , Bidhaa hiyo itasambaza kote ulimwenguni, kama vile: Jakarta, Slovenia, Meksiko, Kuchukua dhana ya msingi ya Kuwajibika. Tutaongeza jamii kwa bidhaa za hali ya juu na huduma nzuri. Tutachukua hatua ya kushiriki katika shindano la kimataifa ili kuwa mtengenezaji wa daraja la kwanza wa bidhaa hii duniani.
    • Mtoa huduma mzuri katika tasnia hii, baada ya majadiliano ya kina na makini, tulifikia makubaliano ya makubaliano. Matumaini kwamba sisi kushirikiana vizuri.
    Nyota 5Na Claire kutoka Auckland - 2018.11.02 11:11
    Hii ni biashara ya kwanza baada ya kampuni yetu kuanzisha, bidhaa na huduma ni ya kuridhisha sana, tuna mwanzo mzuri, tunatarajia kushirikiana daima katika siku zijazo!
    Nyota 5Na Elizabeth kutoka Ireland - 2017.01.11 17:15

    KuhusianaBIDHAA

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