- Mikopo ya AAA Mkopo Usiozingatia AAA - Mkopo wa Jumbo(Kiasi kikubwa cha Mkopo) - Maelezo ya Utoaji wa AAA:

Muhtasari
Kiwango cha juu cha kiasi cha mkopo kuliko mikopo ya kawaida ya wakala.
Maelezo
1) Kiwango cha juu cha DTI 43%;
2) Hadi Kiasi cha Mkopo cha $2M;
3) Hadi 80% Max LTV;
4) marejesho ya ushuru ya miaka 2 inahitajika;
5) Hakuna MI (Bima ya Rehani);
6) alama za mkopo 720 au zaidi;
7) akiba ya miezi 12 au zaidi;
8) SFRs, 2-4 Units, PUDs,Condos;
9) Bidhaa zisizo za AUS.
Jumbo Loan ni nini?
Mkopo mkubwa ni aina ya ufadhili inayovuka mipaka iliyowekwa na Wakala wa Shirikisho wa Fedha za Nyumba na haiwezi kununuliwa, kudhaminiwa au kudhaminiwa na Fannie Mae au Freddie Mac. Ni lazima wamiliki wa nyumba wapitie mahitaji makali zaidi ya mkopo kuliko wale wanaoomba mkopo wa kawaida.Mikopo ya Jumbo hukuruhusu kununua mali ghali. Mkopo wa jumbo hauungwi mkono na Fannie Mae au Freddie Mac.
Jinsi ya kufafanua Mkopo wa Jumbo?
Mnamo 2022, FHFA itaboresha vikomo vya mkopo kwa aina zote za mkopo, haswa Mikopo ya Jumbo. Tafadhali rejelea chini ya vikomo vya mkopo vya 2022 huko California, ikiwa kiasi chako cha mkopo kinazidi $970,800, unafaa kwa mkopo wa Jumbo. Unaweza pia kutafuta vikomo vya mkopo vya 2022 katika kaunti zingine.
Vikomo vya Mikopo vya Kaunti ya California 2022:
| KAUNTI | 1-FAMILIA | 2-FAMILIA | 3-FAMILIA | 4-FAMILIA |
| ALAMEDA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| ALPINE | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| AMADOR | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| BUTTE | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| CALAVERAS | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| COLUSA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| DHIDI YA PWANI | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| KASKAZINI | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| DORADO | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| FRESNO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| GLENN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| HUMBOLDT | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| IMIRI | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| WEWE | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| KERN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| WAFALME | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| ZIWA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| HEBU | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| LOS ANGELES | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| MBAO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MAJINI | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| MARIPOSA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MENDOCINO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MERCED | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MODOC | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MONO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MONTEREY | $854,450 | $1,093,850 | $1,322,200 | $1,643,200 |
| NAPA | $897,000 | $1,148,350 | $1,388,050 | $1,725,050 |
| NEVADA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| RANGI YA MACHUNGWA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| PLACER | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| MANYOYA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| RIVERSIDE | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SACRAMENTO | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| Mtakatifu Benedict | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SAN BERNARDINO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SAN DIEGO | $879,750 | $1,126,250 | $1,361,350 | $1,691,850 |
| SAN FRANCISCO | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SAN JOAQUIN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SAN LUIS OBISPO | $805,000 | $1,030,550 | $1,245,700 | $1,548,100 |
| MTAKATIFU MATHAYO | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| MTAKATIFU BARBARA | $783,150 | $1,002,600 | $1,211,900 | $1,506,100 |
| SANTA CLARA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| MSALABA MTAKATIFU | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SHASTA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SIERRA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
Picha za maelezo ya bidhaa:
Mwongozo wa Bidhaa Husika:
Wakati wako ni wa thamani, na tunaheshimu hilo. Katika AAA LENDINGS, tumejitolea kurahisisha mchakato wa rehani ili kuokoa muda na juhudi. Programu yetu ya mtandaoni ni rafiki kwa mtumiaji na imeundwa kwa kuzingatia urahisi wako. Unaweza kukamilisha programu kwa kasi yako mwenyewe, kutoka kwa faraja ya nyumba yako au ofisi. Tunajua una maisha yenye shughuli nyingi, na tunalenga kufanya mchakato wa rehani kushirikisha, ufanisi na kuokoa muda. – Mikopo ya AAA AAA Mkopo Usiofuatana – Mkopo wa Jumbo(Kiasi Kikubwa cha Mkopo) – Utoaji wa AAA , Bidhaa hiyo itatolewa kote ulimwenguni, kama vile: Atlanta, Miami, Albania, Tazamia wakati ujao, tutazingatia zaidi ujenzi wa chapa na utangazaji . Na katika mchakato wa mpangilio wa kimkakati wa chapa yetu kimataifa tunakaribisha washirika zaidi na zaidi kujiunga nasi, fanya kazi pamoja nasi kulingana na manufaa ya pande zote. Wacha tukuze soko kwa kutumia kikamilifu faida zetu kamili na kujitahidi kujenga.
Na Ina kutoka Brisbane - 2017.05.02 11:33 Kampuni hii inaweza kukidhi mahitaji yetu juu ya wingi wa bidhaa na wakati wa utoaji, kwa hivyo tunazichagua kila wakati tunapokuwa na mahitaji ya ununuzi.
Na Jacqueline kutoka Moldova - 2018.06.18 19:26 






