Jumla - Mikopo ya AAA AAA Mkopo Usiozingatia - Mkopo wa Jumbo(Kiasi Kikubwa cha Mkopo) - AAA Wakopeshaji na mwekezaji

Maelezo ya Bidhaa

Ahadi yetu ya uwazi inakwenda zaidi ya hatua za awali za mchakato wa mikopo ya nyumba. Tunahakikisha kuwa una ufahamu wazi wa masharti yako ya rehani, ikijumuisha viwango vya riba, ada na gharama za kufunga. Hakuna mshangao siku ya kufunga. Tumejitolea kukupa maelezo ya moja kwa moja, yasiyo na jargon, ili uweze kuvinjari vipengele vya kifedha vya ununuzi wa nyumba yako au ufadhili upya kwa ujasiri.Mkopo wa Kawaida Vs Usda,Ofisi ya Udhibiti wa Mali za Kigeni,Viwango vya Wakopeshaji wa Rehani, Kwenye AAA LENDIS, kujitolea kwetu kwa ubora kunaenea kwa timu yetu. Tunajivunia kuwa na kikundi kilichojitolea cha wataalamu ambao ni wataalam katika tasnia ya rehani. Maafisa wetu wa mikopo si wataalamu tu; hao ni washirika wako. Wako hapa ili kukuongoza katika mchakato mzima wa ukopeshaji, kuanzia maombi hadi kufungwa. Tunajivunia utaalam wa timu yetu, kuhakikisha unapokea kiwango cha juu cha huduma na usaidizi.

- Mikopo ya AAA Mkopo Usiozingatia AAA - Mkopo wa Jumbo(Kiasi kikubwa cha Mkopo) - Maelezo ya Utoaji wa AAA:

Haina jina-7

Muhtasari

Kiwango cha juu cha kiasi cha mkopo kuliko mikopo ya kawaida ya wakala.

Maelezo

1) Kiwango cha juu cha DTI 43%;
2) Hadi Kiasi cha Mkopo cha $2M;
3) Hadi 80% Max LTV;
4) marejesho ya ushuru ya miaka 2 inahitajika;
5) Hakuna MI (Bima ya Rehani);
6) alama za mkopo 720 au zaidi;
7) akiba ya miezi 12 au zaidi;
8) SFRs, 2-4 Units, PUDs，Condos;
9) Bidhaa zisizo za AUS.

Jumbo Loan ni nini?

Mkopo mkubwa ni aina ya ufadhili inayovuka mipaka iliyowekwa na Wakala wa Shirikisho wa Fedha za Nyumba na haiwezi kununuliwa, kudhaminiwa au kudhaminiwa na Fannie Mae au Freddie Mac. Ni lazima wamiliki wa nyumba wapitie mahitaji makali zaidi ya mkopo kuliko wale wanaoomba mkopo wa kawaida.Mikopo ya Jumbo hukuruhusu kununua mali ghali. Mkopo wa jumbo hauungwi mkono na Fannie Mae au Freddie Mac.

Jinsi ya kufafanua Mkopo wa Jumbo?

Mnamo 2022, FHFA itaboresha vikomo vya mkopo kwa aina zote za mkopo, haswa Mikopo ya Jumbo. Tafadhali rejelea chini ya vikomo vya mkopo vya 2022 huko California, ikiwa kiasi chako cha mkopo kinazidi $970,800, unafaa kwa mkopo wa Jumbo. Unaweza pia kutafuta vikomo vya mkopo vya 2022 katika kaunti zingine.

Vikomo vya Mikopo vya Kaunti ya California 2022:

KAUNTI	1-FAMILIA	2-FAMILIA	3-FAMILIA	4-FAMILIA
ALAMEDA	$970,800	$1,243,050	$1,502,475	$1,867,275
ALPINE	$647,200	$828,700	$1,001,650	$1,244,850
AMADOR	$647,200	$828,700	$1,001,650	$1,244,850
BUTTE	$647,200	$828,700	$1,001,650	$1,244,850
CALAVERAS	$647,200	$828,700	$1,001,650	$1,244,850
COLUSA	$647,200	$828,700	$1,001,650	$1,244,850
DHIDI YA PWANI	$970,800	$1,243,050	$1,502,475	$1,867,275
KASKAZINI	$647,200	$828,700	$1,001,650	$1,244,850
DORADO	$675,050	$864,200	$1,044,600	$1,298,200
FRESNO	$647,200	$828,700	$1,001,650	$1,244,850
GLENN	$647,200	$828,700	$1,001,650	$1,244,850
HUMBOLDT	$647,200	$828,700	$1,001,650	$1,244,850
IMIRI	$647,200	$828,700	$1,001,650	$1,244,850
WEWE	$647,200	$828,700	$1,001,650	$1,244,850
KERN	$647,200	$828,700	$1,001,650	$1,244,850
WAFALME	$647,200	$828,700	$1,001,650	$1,244,850
ZIWA	$647,200	$828,700	$1,001,650	$1,244,850
HEBU	$647,200	$828,700	$1,001,650	$1,244,850
LOS ANGELES	$970,800	$1,243,050	$1,502,475	$1,867,275
MBAO	$647,200	$828,700	$1,001,650	$1,244,850
MAJINI	$970,800	$1,243,050	$1,502,475	$1,867,275
MARIPOSA	$647,200	$828,700	$1,001,650	$1,244,850
MENDOCINO	$647,200	$828,700	$1,001,650	$1,244,850
MERCED	$647,200	$828,700	$1,001,650	$1,244,850
MODOC	$647,200	$828,700	$1,001,650	$1,244,850
MONO	$647,200	$828,700	$1,001,650	$1,244,850
MONTEREY	$854,450	$1,093,850	$1,322,200	$1,643,200
NAPA	$897,000	$1,148,350	$1,388,050	$1,725,050
NEVADA	$647,200	$828,700	$1,001,650	$1,244,850
RANGI YA MACHUNGWA	$970,800	$1,243,050	$1,502,475	$1,867,275
PLACER	$675,050	$864,200	$1,044,600	$1,298,200
MANYOYA	$647,200	$828,700	$1,001,650	$1,244,850
RIVERSIDE	$647,200	$828,700	$1,001,650	$1,244,850
SACRAMENTO	$675,050	$864,200	$1,044,600	$1,298,200
Mtakatifu Benedict	$970,800	$1,243,050	$1,502,475	$1,867,275
SAN BERNARDINO	$647,200	$828,700	$1,001,650	$1,244,850
SAN DIEGO	$879,750	$1,126,250	$1,361,350	$1,691,850
SAN FRANCISCO	$970,800	$1,243,050	$1,502,475	$1,867,275
SAN JOAQUIN	$647,200	$828,700	$1,001,650	$1,244,850
SAN LUIS OBISPO	$805,000	$1,030,550	$1,245,700	$1,548,100
MTAKATIFU MATHAYO	$970,800	$1,243,050	$1,502,475	$1,867,275
MTAKATIFU BARBARA	$783,150	$1,002,600	$1,211,900	$1,506,100
SANTA CLARA	$970,800	$1,243,050	$1,502,475	$1,867,275
MSALABA MTAKATIFU	$970,800	$1,243,050	$1,502,475	$1,867,275
SHASTA	$647,200	$828,700	$1,001,650	$1,244,850
SIERRA	$647,200	$828,700	$1,001,650	$1,244,850

Picha za maelezo ya bidhaa:

Mwongozo wa Bidhaa Husika:

Ingawa wakopeshaji wengi wamepunguza wigo wao, tunaendelea kupanua uwepo wetu katika majimbo mbalimbali, tukiwahudumia wakopaji katika majimbo 45, ikijumuisha baadhi ya masoko yenye nguvu kama vile California na Texas. Ufikiaji wetu mpana huturuhusu kuelewa na kuzoea hali tofauti za kikanda, kuhakikisha kuwa wateja wetu katika majimbo tofauti wanapokea usaidizi wa ndani huku bado wananufaika na utaalam wetu wa kitaifa. – Mikopo ya AAA AAA Mkopo Usiozingatia – Mkopo wa Jumbo(Kiasi Kikubwa cha Mkopo) – Utoaji wa AAA , Bidhaa hiyo itasambaza kote ulimwenguni, kama vile: Singapore, Misri, Somalia, Uzoefu wa kufanya kazi katika nyanja hii umetusaidia kuanzisha uhusiano thabiti na wateja na washirika katika soko la ndani na la kimataifa. Kwa miaka mingi, bidhaa na suluhu zetu zimekuwa zikisafirishwa kwa zaidi ya nchi 15 duniani na zimekuwa zikitumiwa sana na wateja.

-AAA Mikopo