- Mikopo ya AAA Mkopo Usiozingatia AAA - Mkopo wa Jumbo(Kiasi kikubwa cha Mkopo) - Maelezo ya Utoaji wa AAA:

Muhtasari
Kiwango cha juu cha kiasi cha mkopo kuliko mikopo ya kawaida ya wakala.
Maelezo
1) Kiwango cha juu cha DTI 43%;
2) Hadi Kiasi cha Mkopo cha $2M;
3) Hadi 80% Max LTV;
4) marejesho ya ushuru ya miaka 2 inahitajika;
5) Hakuna MI (Bima ya Rehani);
6) alama za mkopo 720 au zaidi;
7) akiba ya miezi 12 au zaidi;
8) SFRs, 2-4 Units, PUDs,Condos;
9) Bidhaa zisizo za AUS.
Jumbo Loan ni nini?
Mkopo mkubwa ni aina ya ufadhili inayovuka mipaka iliyowekwa na Wakala wa Shirikisho wa Fedha za Nyumba na haiwezi kununuliwa, kudhaminiwa au kudhaminiwa na Fannie Mae au Freddie Mac. Ni lazima wamiliki wa nyumba wapitie mahitaji makali zaidi ya mkopo kuliko wale wanaoomba mkopo wa kawaida.Mikopo ya Jumbo hukuruhusu kununua mali ghali. Mkopo wa jumbo hauungwi mkono na Fannie Mae au Freddie Mac.
Jinsi ya kufafanua Mkopo wa Jumbo?
Mnamo 2022, FHFA itaboresha vikomo vya mkopo kwa aina zote za mkopo, haswa Mikopo ya Jumbo. Tafadhali rejelea chini ya vikomo vya mkopo vya 2022 huko California, ikiwa kiasi chako cha mkopo kinazidi $970,800, unafaa kwa mkopo wa Jumbo. Unaweza pia kutafuta vikomo vya mkopo vya 2022 katika kaunti zingine.
Vikomo vya Mikopo vya Kaunti ya California 2022:
| KAUNTI | 1-FAMILIA | 2-FAMILIA | 3-FAMILIA | 4-FAMILIA |
| ALAMEDA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| ALPINE | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| AMADOR | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| BUTTE | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| CALAVERAS | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| COLUSA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| DHIDI YA PWANI | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| KASKAZINI | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| DORADO | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| FRESNO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| GLENN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| HUMBOLDT | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| IMIRI | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| WEWE | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| KERN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| WAFALME | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| ZIWA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| HEBU | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| LOS ANGELES | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| MBAO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MAJINI | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| MARIPOSA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MENDOCINO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MERCED | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MODOC | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MONO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MONTEREY | $854,450 | $1,093,850 | $1,322,200 | $1,643,200 |
| NAPA | $897,000 | $1,148,350 | $1,388,050 | $1,725,050 |
| NEVADA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| RANGI YA MACHUNGWA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| PLACER | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| MANYOYA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| RIVERSIDE | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SACRAMENTO | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| Mtakatifu Benedict | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SAN BERNARDINO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SAN DIEGO | $879,750 | $1,126,250 | $1,361,350 | $1,691,850 |
| SAN FRANCISCO | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SAN JOAQUIN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SAN LUIS OBISPO | $805,000 | $1,030,550 | $1,245,700 | $1,548,100 |
| MTAKATIFU MATHAYO | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| MTAKATIFU BARBARA | $783,150 | $1,002,600 | $1,211,900 | $1,506,100 |
| SANTA CLARA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| MSALABA MTAKATIFU | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SHASTA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SIERRA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
Picha za maelezo ya bidhaa:
Mwongozo wa Bidhaa Husika:
Ubunifu ni sehemu ya DNA yetu. Tunaendelea kutafuta njia za kuboresha uzoefu wa rehani kwa wateja wetu. Mchakato wetu wa hali ya juu wa kutuma maombi mtandaoni, usimamizi salama wa hati, na chaguzi za mawasiliano ya kidijitali hutoa safari ya rehani isiyo na mshono, isiyo na karatasi. Ukiwa na AAA LENDINGS, unaweza kutarajia hali ya kisasa, bora na salama ya ukopeshaji wa nyumba ambayo inaendana na ulimwengu wa kasi wa teknolojia. Urahisi na usalama wako ni muhimu kwetu. - Mikopo ya AAA AAA Mkopo Usiozingatia - Mkopo wa Jumbo(Kiasi Kikubwa cha Mkopo) - Utoaji wa AAA , Bidhaa hiyo itasambaza kote ulimwenguni, kama vile: Misri, kazakhstan, Johor, Katika miaka 10 ya uendeshaji, kampuni yetu daima hujaribu tuwezavyo kuleta kuridhika kwa matumizi kwa watumiaji, ilijijengea jina la kibiashara na kuwa na washirika wengi wa soko, nchi nyingi za Uingereza, Ukrainia kutoka Uingereza, Ujerumani. Italia, Argentina, Ufaransa, Brazil, na kadhalika. Mwisho kabisa, bei ya bidhaa zetu zinafaa sana na zina ushindani wa hali ya juu na kampuni zingine.
Na Bess kutoka Kanada - 2017.08.18 18:38 Kiwanda kina vifaa vya hali ya juu, vijiti vyenye uzoefu na kiwango kizuri cha usimamizi, kwa hivyo ubora wa bidhaa ulikuwa na hakikisho, ushirikiano huu ni wa utulivu na wa furaha!
Na Zoe kutoka Nairobi - 2017.11.20 15:58 





