Kituo cha Bidhaa

Maelezo ya Bidhaa

Ahadi yetu ya uwazi inakwenda zaidi ya hatua za awali za mchakato wa mikopo ya nyumba. Tunahakikisha kuwa una ufahamu wazi wa masharti yako ya rehani, ikijumuisha viwango vya riba, ada na gharama za kufunga. Hakuna mshangao siku ya kufunga. Tumejitolea kukupa maelezo ya moja kwa moja, yasiyo na jargon, ili uweze kuvinjari vipengele vya kifedha vya ununuzi wa nyumba yako au ufadhili upya kwa ujasiri.Hakuna Mahitaji ya Mapato,Fanya Wapeanaji wa Rehani Kazi Wikendi,Mkopeshaji wa Juu wa Rehani, Linapokuja suala la kuridhika kwa wateja, hatufikii tu matarajio; tunawazidi. Timu yetu imejitolea kutoa usaidizi usio na kifani katika safari yako ya rehani. Tunawateua maafisa wa mikopo waliojitolea ambao wanapatikana na wasikivu, kuhakikisha unapokea usaidizi wa kibinafsi kutoka kwa uchunguzi wa awali hadi jedwali la kufunga. Tunaamini kwamba kwa kwenda hatua ya ziada na kutoa huduma ya kipekee, hatuvutii tu bali pia tunahifadhi wateja walioridhika ambao wanakuwa watetezi wetu wakuu.
- Mikopo ya AAA Mkopo Usiozingatia AAA - Mkopo wa Jumbo(Kiasi kikubwa cha Mkopo) - Maelezo ya Utoaji wa AAA:

Haina jina-7

Muhtasari

Kiwango cha juu cha kiasi cha mkopo kuliko mikopo ya kawaida ya wakala.

Maelezo

1) Kiwango cha juu cha DTI 43%;
2) Hadi Kiasi cha Mkopo cha $2M;
3) Hadi 80% Max LTV;
4) marejesho ya ushuru ya miaka 2 inahitajika;
5) Hakuna MI (Bima ya Rehani);
6) alama za mkopo 720 au zaidi;
7) akiba ya miezi 12 au zaidi;
8) SFRs, 2-4 Units, PUDs,Condos;
9) Bidhaa zisizo za AUS.

Jumbo Loan ni nini?

Mkopo mkubwa ni aina ya ufadhili inayovuka mipaka iliyowekwa na Wakala wa Shirikisho wa Fedha za Nyumba na haiwezi kununuliwa, kudhaminiwa au kudhaminiwa na Fannie Mae au Freddie Mac. Ni lazima wamiliki wa nyumba wapitie mahitaji makali zaidi ya mkopo kuliko wale wanaoomba mkopo wa kawaida.Mikopo ya Jumbo hukuruhusu kununua mali ghali. Mkopo wa jumbo hauungwi mkono na Fannie Mae au Freddie Mac.

Jinsi ya kufafanua Mkopo wa Jumbo?

Mnamo 2022, FHFA itaboresha vikomo vya mkopo kwa aina zote za mkopo, haswa Mikopo ya Jumbo. Tafadhali rejelea chini ya vikomo vya mkopo vya 2022 huko California, ikiwa kiasi chako cha mkopo kinazidi $970,800, unafaa kwa mkopo wa Jumbo. Unaweza pia kutafuta vikomo vya mkopo vya 2022 katika kaunti zingine.

Vikomo vya Mikopo vya Kaunti ya California 2022:

KAUNTI

1-FAMILIA

2-FAMILIA

3-FAMILIA

4-FAMILIA

ALAMEDA

$970,800

$1,243,050

$1,502,475

$1,867,275

ALPINE

$647,200

$828,700

$1,001,650

$1,244,850

AMADOR

$647,200

$828,700

$1,001,650

$1,244,850

BUTTE

$647,200

$828,700

$1,001,650

$1,244,850

CALAVERAS

$647,200

$828,700

$1,001,650

$1,244,850

COLUSA

$647,200

$828,700

$1,001,650

$1,244,850

DHIDI YA PWANI

$970,800

$1,243,050

$1,502,475

$1,867,275

KASKAZINI

$647,200

$828,700

$1,001,650

$1,244,850

DORADO

$675,050

$864,200

$1,044,600

$1,298,200

FRESNO

$647,200

$828,700

$1,001,650

$1,244,850

GLENN

$647,200

$828,700

$1,001,650

$1,244,850

HUMBOLDT

$647,200

$828,700

$1,001,650

$1,244,850

IMIRI

$647,200

$828,700

$1,001,650

$1,244,850

WEWE

$647,200

$828,700

$1,001,650

$1,244,850

KERN

$647,200

$828,700

$1,001,650

$1,244,850

WAFALME

$647,200

$828,700

$1,001,650

$1,244,850

ZIWA

$647,200

$828,700

$1,001,650

$1,244,850

HEBU

$647,200

$828,700

$1,001,650

$1,244,850

LOS ANGELES

$970,800

$1,243,050

$1,502,475

$1,867,275

MBAO

$647,200

$828,700

$1,001,650

$1,244,850

MAJINI

$970,800

$1,243,050

$1,502,475

$1,867,275

MARIPOSA

$647,200

$828,700

$1,001,650

$1,244,850

MENDOCINO

$647,200

$828,700

$1,001,650

$1,244,850

MERCED

$647,200

$828,700

$1,001,650

$1,244,850

MODOC

$647,200

$828,700

$1,001,650

$1,244,850

MONO

$647,200

$828,700

$1,001,650

$1,244,850

MONTEREY

$854,450

$1,093,850

$1,322,200

$1,643,200

NAPA

$897,000

$1,148,350

$1,388,050

$1,725,050

NEVADA

$647,200

$828,700

$1,001,650

$1,244,850

RANGI YA MACHUNGWA

$970,800

$1,243,050

$1,502,475

$1,867,275

PLACER

$675,050

$864,200

$1,044,600

$1,298,200

MANYOYA

$647,200

$828,700

$1,001,650

$1,244,850

RIVERSIDE

$647,200

$828,700

$1,001,650

$1,244,850

SACRAMENTO

$675,050

$864,200

$1,044,600

$1,298,200

Mtakatifu Benedict

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN BERNARDINO

$647,200

$828,700

$1,001,650

$1,244,850

SAN DIEGO

$879,750

$1,126,250

$1,361,350

$1,691,850

SAN FRANCISCO

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN JOAQUIN

$647,200

$828,700

$1,001,650

$1,244,850

SAN LUIS OBISPO

$805,000

$1,030,550

$1,245,700

$1,548,100

MTAKATIFU ​​MATHAYO

$970,800

$1,243,050

$1,502,475

$1,867,275

MTAKATIFU ​​BARBARA

$783,150

$1,002,600

$1,211,900

$1,506,100

SANTA CLARA

$970,800

$1,243,050

$1,502,475

$1,867,275

MSALABA MTAKATIFU

$970,800

$1,243,050

$1,502,475

$1,867,275

SHASTA

$647,200

$828,700

$1,001,650

$1,244,850

SIERRA

$647,200

$828,700

$1,001,650

$1,244,850


Picha za maelezo ya bidhaa:

- Mikopo ya AAA Mkopo Usiozingatia AAA - Mkopo wa Jumbo (Kiasi kikubwa cha Mkopo) - picha za maelezo ya AAA ya Utoaji mikopo


Mwongozo wa Bidhaa Husika:

Elimu kwa Wateja ni msingi wa dhamira ya AAA LENDINGS. Tunaamini kwamba akopaye aliye na ujuzi ni akopaye aliyewezeshwa. Ndio maana tunaenda mbali zaidi ili kutoa nyenzo za elimu na mwongozo ili kukusaidia kukabiliana na matatizo ya mchakato wa mikopo ya nyumba. Timu yetu imejitolea kujibu maswali yako, kueleza utata wa viwango vya riba, chaguo za mikopo na mengine mengi, kuhakikisha kuwa unafanya maamuzi yenye ujuzi. Elimu yako ya kifedha na kujiamini ni muhimu kwetu. - Mikopo ya AAA AAA Mkopo Usiozingatia - Mkopo wa Jumbo(Kiasi Kikubwa cha Mkopo) - Utoaji wa AAA , Bidhaa itasambaza ulimwenguni kote, kama vile: Johannesburg, Ubelgiji, Uturuki, Karibu kutembelea kampuni na kiwanda chetu, kuna bidhaa mbalimbali zinazoonyeshwa kwenye chumba chetu cha maonyesho ambazo zitakidhi matarajio yako, wakati huo huo, ikiwa unafaa kutembelea tovuti yetu, jitihada zetu za kutoa huduma bora zitajaribu kuwapa wafanyakazi wetu.
  • Kama kampuni ya kimataifa ya biashara, tuna washirika wengi, lakini kuhusu kampuni yako, nataka tu kusema, wewe ni mzuri sana, anuwai, ubora mzuri, bei nzuri, huduma ya joto na ya kufikiria, teknolojia ya hali ya juu na vifaa na wafanyikazi wana mafunzo ya kitaalam, maoni na sasisho la bidhaa linafaa kwa wakati unaofaa, kwa kifupi, huu ni ushirikiano wa kupendeza sana, na tunatarajia ushirikiano ujao!
    Nyota 5Na Astrid kutoka Manila - 2017.09.22 11:32
    Aina ya bidhaa imekamilika, ubora mzuri na wa bei nafuu, utoaji ni wa haraka na usafiri ni usalama, mzuri sana, tunafurahi kushirikiana na kampuni inayojulikana!
    Nyota 5Na Penny kutoka Uswizi - 2017.08.18 18:38